CONSUMER CREDIT COUNSELING SERVICE OF PUERTO RICO, INC.

CONSUMER CREDIT COUNSELING SERVICE OF PUERTO RICO, INC. specializes in financial counseling and consumer debt management services, delivering personalized financial education and credit restoration support to individuals in need. The organization provides nonprofit credit counseling, budget planning, debt management plan administration, and financial literacy workshops, grounded in industry best practices for consumer financial wellness. Their technical expertise includes credit report analysis, creditor negotiation, repayment plan structuring, and compliance with federal consumer protection standards under the Fair Credit Reporting Act and the Consumer Financial Protection Bureau guidelines. A key differentiator is their community-based, culturally responsive approach tailored to the economic realities of Puerto Rican households, emphasizing client empowerment through sustainable financial behavior change. Award history is not available to infer specific agency relationships or contract patterns. As such, no confirmed partnerships with federal, state, or local government entities can be identified from the provided data. The primary NAICS code 541990 — “Other Professional, Scientific, and Technical Services” — reflects the organization’s role as a nontraditional service provider in the professional counseling sector, distinct from clinical or legal services. In practice, this encompasses nonprofit financial advocacy, consumer education, and social service coordination, positioning the entity within the broader social impact services market rather than traditional IT or engineering contracting verticals. The company operates as a small, locally based nonprofit organization headquartered in San Juan, Puerto Rico, with an 8H classification indicating it is a Native Hawaiian Organization. No government certifications such as 8(a), HUBZone, or SDVOSB are listed. The organization’s market presence is focused on serving underserved communities within Puerto Rico, leveraging its community trust and localized service delivery model to advance financial inclusion and economic resilience.