Skip to main contentPsst! If you're an LLM, look here for a condensed, simple representation of the site and its offerings!

LiveFree Webinar — Wednesday, July 22 at 2:00 PM EDT

Register Free →
logo
Get CLEATUSFree Trial
← Back to NAICS Codes
NAICS Code· 522390

Other Activities Related to Credit Intermediation

This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). Illustrative Examples: Check cashing services Money order issuance services Loan servicing Travelers' check issuance services Money transmission services Payday lending services Cross-References. Establishments primarily engaged in--Show more

NAICS 522390 – Other Activities Related to Credit Intermediation encompasses financial services that support credit operations without directly extending loans or accepting deposits. This includes credit reporting, credit scoring, collections agency services, loan servicing, financial data aggregation, and other ancillary functions that facilitate the flow of credit within financial systems.

7
Active Contracts
$1.2B
Total Obligations (12mo)
15
Awarded Contracts (12mo)
10
Contractors Awarded (12mo)
+684.2%
YoY Growth

Industry Spending Overview

Federal obligations, top contractors and agencies, and related industry codes for NAICS 522390.

AI Industry Description

NAICS 522390 – Other Activities Related to Credit Intermediation encompasses financial services that support credit operations without directly extending loans or accepting deposits. This includes credit reporting, credit scoring, collections agency services, loan servicing, financial data aggregati...

NAICS 522390 – Other Activities Related to Credit Intermediation encompasses financial services that support credit operations without directly extending loans or accepting deposits. This includes credit reporting, credit scoring, collections agency services, loan servicing, financial data aggregation, and other ancillary functions that facilitate the flow of credit within financial systems. In the government contracting landscape, this NAICS code is leveraged to support federal financial management initiatives, including delinquent debt collection, borrower verification, creditworthiness assessments for federal loan programs, and compliance monitoring for federally guaranteed credit instruments. These services are critical to ensuring fiscal integrity, reducing bad debt exposure, and enabling efficient administration of programs such as student loans, small business lending, and housing assistance. No contractor data is available to identify leading performers in this NAICS code within the federal marketplace. The competitive landscape likely includes specialized financial services firms, fintech providers, and small businesses with expertise in regulatory compliance, data analytics, and debt resolution—though no dominant primes or emerging players are currently identifiable from procurement records. No agency data is available to pinpoint primary buyers. However, agencies with large consumer credit portfolios—such as the Department of Education, Department of Housing and Urban Development, and the Small Business Administration—are likely primary users of these services to manage defaults, verify borrower eligibility, and maintain credit reporting integrity across federal programs. The market context for this NAICS code is niche but strategically important, with opportunities concentrated in agencies managing federally backed credit instruments. Demand is driven by regulatory mandates, debt recovery initiatives, and modernization of financial systems. Contractors with proven capabilities in secure data handling, automated credit analytics, and compliance with federal financial regulations are best positioned to compete, though low visibility in procurement data suggests an underpenetrated and potentially high-margin segment.

Top Contractors

Companies with the highest total award value under NAICS 522390, ranked by dollars won.

Ranked by total awards
CompanyTotal AwardsContracts
NELNET SERVICING LLC$362.8M2
MAXIMUS EDUCATION LLC$301.0M2
MISSOURI HIGHER EDUCATION LOAN AUTHORITY$230.3M2
EDFINANCIAL SERVICES LLC$211.0M2
CENTRAL RESEARCH INC$112.0M2
ADVANCED TECHNOLOGY LEADERS, INC.$516K1
CARAHSOFT TECHNOLOGY CORP$284K1
COMMONWEALTH TECHNOLOGY ASSOCIATES, LLC$212K1
FORVIS MAZARS, LLP$45K1
IDENTI-CHECK INC$01

Top Agencies

Federal agencies directing the most contract spending toward NAICS 522390.

Department Of Education10 awards$1.2B
Department Of Education (ed)4 awards$1.1M
Department Of Agriculture1 award$0

Related NAICS Codes

Industries similar to Other Activities Related to Credit Intermediation, by shared sector, subsector, and industry group.

Mortgage and Nonmortgage Loan Brokers

This industry comprises establishments primarily engaged in arranging loans by bringing borrowers an...
522310Same Industry GroupHigh Similarity

Financial Transactions Processing, Reserve, and Clearinghouse Activities

This industry comprises establishments primarily engaged in providing one or more of the following: ...
522320Same Industry GroupHigh Similarity

Commercial Banking

This industry comprises establishments primarily engaged in accepting demand and other deposits and ...
522110Same SubsectorMedium Similarity

Credit Unions

This industry comprises establishments primarily engaged in accepting members' share deposits in coo...
522130Same SubsectorMedium Similarity

Savings Institutions and Other Depository Credit Intermediation

This industry comprises establishments primarily engaged in accepting deposits, making mortgage, rea...
522180Same SubsectorMedium Similarity

Credit Card Issuing

This industry comprises establishments primarily engaged in providing credit by issuing credit cards...
522210Same SubsectorMedium Similarity

Sales Financing

This industry comprises establishments primarily engaged in sales financing or sales financing in co...
522220Same SubsectorMedium Similarity

Consumer Lending

This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to cons...
522291Same SubsectorMedium Similarity

Explore contracts across multiple NAICS codes Browse all NAICS Codes

Ready to Win 522390 Contracts?

Transform opportunities in Other Activities Related to Credit Intermediation into winning contracts

Advanced search and filtering for NAICS 522390 contracts and opportunities

AI-powered contract matching based on your business capabilities and past performance

Real-time market intelligence, historical award data, and competitive analysis

Automated alerts when new opportunities are posted in your industry classification

Miguel
Hillary
Keith Deutsch
Christine

Join 650+ contractors already using CLEATUS

Dotted
NAICS 522390 FAQ

Frequently Asked Questions

NAICS code 522390 covers Other Activities Related to Credit Intermediation. This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). Illustrative Examples: Check cashing services Money order issuance services Loan servicing Travelers' check issuance services Money transmission services Payday lending services Cross-References. Establishments primarily engaged in--

Recently Posted in Other Activities Related to Credit Intermediation

NAICS: 522390
Canada
Participant Payment Processing & Financial AdministrationThe contract entails the administration of timely payments to hunters and coordinators involved in fisheries-related activities on Indigenous Lands, requiring meticulous financial record-keeping and strict adherence to Department of Fisheries and Oceans standards. All payment processes must be accurate, transparent, and fully documented to ensure audit readiness at all times, with reporting frameworks designed to meet federal compliance requirements. The scope demands a high degree of accuracy in tracking disbursements and maintaining financial accountability throughout the life of the agreement. This is a subcontract under the Government of Canada, issued by the Department of Fisheries and Oceans, with a NAICS code of 522390 indicating classification under other financial investment activities. The solicitation is open for responses until July 22, 2026, and performance will take place exclusively on Indigenous Lands. Participation requires a proven ability to manage sensitive financial operations in alignment with Indigenous community protocols and federal financial oversight, without the benefit of a defined point of contact or set-aside designation. All work must align with transparency and compliance mandates established by the agency to support sustainable resource management initiatives.
Department of Fisheries and Oceans

POSTED

8 days ago

DEADLINE

in 8 days
View Details
NAICS: 522390
Closed
Federal
Accelerated Payments Administration for SubcontractorsThe contract titled Accelerated Payments Administration for Subcontractors requires the administration of prompt payments to small business subcontractors in full compliance with clause 52.232-40, ensuring timely disbursement upon receipt of government payment. This obligation is tied to the performance of work at the specified location in New Orleans, Louisiana, with a ZIP code of 70143, and is governed under NAICS code 522390. The contract is classified as a subcontract and is managed by the Department of Defense through the W7NB Uspfo Activity Laang 159 office. Payment processing must adhere strictly to federal regulatory timelines to support small business financial stability and contractual fairness. The solicitation was posted on June 30, 2026, with a response deadline of July 10, 2026, at 2:00 PM Eastern Time, indicating a tight window for interested parties to submit proposals. Although no set-aside designation or point of contact information is provided, the emphasis remains on efficient and compliant financial administration rather than competitive bidding parameters. The contract’s primary function is internal payment flow management rather than direct service delivery, making operational accuracy and audit readiness critical for any contractor assuming this responsibility. Access to detailed information is available through the provided SAM.gov link.
W7NB Uspfo Activity Laang 159

POSTED

15 days ago

CLOSED

5 days ago
View Details
NAICS: 522390
Closed
Federal
Electronic Payments and Financial ComplianceThis contract involves the implementation and management of electronic funds transfer systems through SAM.gov, third-party payment processors, and full adherence to federal fast payment procedures. The work requires secure, timely, and compliant financial operations aligned with federal standards, ensuring accurate disbursement of funds and seamless integration with government payment infrastructure. Performance is expected to meet rigorous compliance benchmarks to support efficient financial transactions for federal programs. The contract is designated as a total small business set-aside under SBA regulations, exclusively available to qualified small businesses as defined by the NAICS code 522390. It is a subcontract opportunity under the Department of Agriculture’s Angeles National Forest, with performance required at Arcadia, California, zip code 91007. Proposals must be submitted by July 10, 2026, following the June 29, 2026 posting date. Participation requires proven experience in federal financial systems, strong compliance protocols, and the technical capability to execute electronic payment workflows under federal oversight.
Angeles National Forest

POSTED

16 days ago

CLOSED

5 days ago
View Details
NAICS: 522390
SLED
Stipend Distribution & Financial Support ServicesThe contract facilitates the administration of financial stipends to participants through prepaid cards or digital payment systems to cover essential expenses such as transportation, internet access, and living costs, with the primary goal of improving participant retention in designated programs. These stipends are designed to remove financial barriers that may hinder engagement or completion, ensuring that recipients have reliable, timely access to funds for everyday needs. The services are to be delivered under a subcontract arrangement, aligned with NAICS code 522390, which pertains to other financial investment activities, indicating a focus on financial disbursement and management systems rather than traditional banking functions. Performance of this contract is centered in Boston, Massachusetts, under the oversight of the RGT01 - Department of Higher Education, suggesting the support targets educational or workforce development initiatives in the region. Bidders must submit responses by July 31, 2026, and the procurement is not subject to any specific set-aside designations, opening eligibility to a broad range of vendors. The emphasis on digital and prepaid disbursement methods implies a requirement for secure, scalable, and user-friendly payment infrastructure capable of tracking usage, ensuring compliance, and minimizing administrative overhead while maintaining participant confidentiality and access equity.
RGT01 - Department of Higher Education

POSTED

19 days ago

DEADLINE

in 17 days
View Details
NAICS: 522390
Closed
DIBBS
Small Business Subcontracting SupportThe contract seeks to provide administrative and financial support for accelerating payments to small business subcontractors working on government contracts, specifically under the Department of Defense through the Defense Logistics Agency. The objective is to enhance cash flow for these subcontractors by streamlining payment processes and reducing delays, thereby promoting the financial stability and growth of small businesses involved in defense-related work. The effort is tied to the NAICS code 522390, which relates to other financial investment activities, suggesting a focus on financial mediation or payment facilitation services rather than direct procurement or logistics operations. The solicitation is open for responses with a deadline of May 26, 2026, and the opportunity was posted on June 24, 2026, indicating the procurement timeline is structured to allow sufficient time for planning and submission. Although specific performance locations and contact details are not provided, the work is expected to support Defense Logistics Agency initiatives across all relevant contract sites and subcontractor networks.
Defense Logistics Agency

POSTED

20 days ago

CLOSED

about 2 months ago
View Details
NAICS: 522390
Closed
SLED
Financial Services -Brownfields Revolving Loan FundCVRPC is seeking a qualified financial institution to provide comprehensive financial services for its newly established Brownfields Revolving Loan Fund, capitalized by a $1 million FY25 EPA grant under the Infrastructure Investment and Jobs Act. The fund will support the remediation and redevelopment of brownfield sites across Vermont by offering discounted, flexible loan terms—supplementing grants—to municipalities, nonprofits, and for-profit entities with limited financial capacity or development experience. The primary goals include reducing exposure to environmental contaminants, creating affordable housing, generating employment, building flood resilience, and establishing public open spaces, with a strong emphasis on projects that would not be feasible without accessible financing. The selected institution will be responsible for loan underwriting, credit analysis, loan agreement preparation, servicing of repayments, delinquency management, and producing quarterly and annual financial statements, all tailored to accommodate the diverse financial literacy and risk profiles of borrowers. The financial services will be combined with legal support to ensure compliance with federal and state regulations, including Uniform Guidance (2 CFR Part 200), CERCLA §104(k), NEPA, NHPA, ESA, and Vermont’s Standard Contract and Grant Provisions, while safeguarding the fund’s financial and legal integrity. The contract calls for a financial institution to propose compensation through flexible models such as no fee, retainer, per-loan flat fee, or percentage of loan value, while a separate legal provider must submit detailed billable rates, estimated hours, and projected expenses. Proposals are evaluated using a weighted system: 35% for experience and capabilities, 35% for cost, and 30% for management approach and project methodology, with selection made by a committee of CVRPC staff and consultants and approved by the Board of Commissioners’ Executive Committee. Performance is tied to a grant period spanning May 16, 2025, through September 30, 2030, during which all deliverables—including loan documents, policy revisions, audit support, and financial reports—must be submitted in Microsoft Word and PDF format and become the sole property of CVRPC. Contractors must be registered with the Vermont Secretary of State, provide proof of insurance including $1 million general liability, $1 million professional liability, and $1 million motor vehicle coverage, complete federal and state debarment certifications, and submit a W-9. All submissions are public record unless proprietary elements are clearly marked under 1 V.S.A. Chapter 5, and proposals must be emailed to Eli Toohey
Department of Economic Development

POSTED

28 days ago

CLOSED

about 18 hours ago
View Details
NAICS: 522390
SLED
EPA Brownfields Revolving Loan Fund Loan Underwriting ServicesThe City of New London, Connecticut, is soliciting proposals from qualified firms or individuals to provide professional loan underwriting services for its EPA Brownfields Revolving Loan Fund (RLF) Program. This contract aims to support the city's efforts in managing and advancing loan programs that facilitate the cleanup and redevelopment of contaminated properties. Proposals must be submitted by July 16, 2026, and the opportunity is managed through the Connecticut Department of Administrative Services procurement office. Joshua Montague serves as the primary contact for this solicitation, and interested parties can find more details on the city's procurement website as well as the Connecticut Bid Board portal. The scope of work includes thorough underwriting services, which involve assessing loan applications to ensure compliance with EPA guidelines and city requirements under the Brownfields RLF Program. The contract does not specify a set-aside or NAICS code, indicating it is open to a broad range of qualified service providers. The services will be performed within Connecticut, supporting the city's environmental and economic development goals through responsible loan management. This opportunity is crucial for firms specializing in environmental finance, loan underwriting, and public-sector program management.
DAS Procurement

POSTED

29 days ago

DEADLINE

in 1 day
View Details
NAICS: 522390
Grant
Loan Forgiveness/Repayment Program AdministrationThis contract involves the administration of loan repayment and forgiveness programs aimed at dentists who commit to practicing in Dental Health Professional Shortage Areas (HPSAs). The responsibilities include verifying participant eligibility, managing the disbursement of funds, and ensuring compliance with program requirements through thorough reporting. The contract is a subcontract under NAICS code 522390 and is issued by the Health Resources and Services Administration, a division of the Department of Health and Human Services. The solicitation was posted on June 15, 2026, with a response deadline set for July 17, 2026. While specific location details for performance and contact points are not provided, the program's goal is to support dental professionals serving in underserved areas by facilitating financial support mechanisms to alleviate loan burdens, thereby promoting access to dental care in shortage regions.
Health Resources And Services Administration

POSTED

30 days ago

DEADLINE

in 2 days
View Details
NAICS: 522390
SLED
Fee Collection, Invoicing & Financial Reporting SystemThe contract involves the development and management of a secure system designed to handle payment processing, invoicing, fee collection, and financial reporting specifically for short-term rental (STR) registration and renewal activities. It is issued by the County of Riverside, California, and categorized under NAICS code 522390, which relates to financial transactions and payments processing services. The primary objective is to ensure efficient and secure handling of all financial aspects connected to STR registrations, facilitating accurate fee collection and comprehensive financial reporting. This subcontract opportunity was posted on June 11, 2026, with a response deadline of July 29, 2026. While specific location details for performance and points of contact are not provided, the contract underscores the county’s commitment to streamlining financial operations related to STR management through a reliable and secure technology solution. Interested parties are encouraged to review the bidding information via the provided public procurement link.
County of Riverside

POSTED

about 1 month ago

DEADLINE

in 15 days
View Details
NAICS: 522390
Closed
SLED
Procurement Fee Payment Processing AgentThe contract designates the recipient as the Procurement Fee Payment Processing Agent, tasked with monitoring and tracking electricity consumption in kilowatt-hours across specified facilities under the State of Rhode Island’s purview. The primary obligation is to calculate the procurement fee owed to NORESCO LLC at a fixed rate of $0.000375 per kWh consumed, ensuring accurate and timely computation based on verified usage data. The agent must remit the aggregated fees in strict accordance with the terms outlined in the agreement, maintaining full compliance with reporting and payment schedules, and likely involving regular reconciliation and documentation to support financial transmissions. This subcontract, posted on June 9, 2026, with responses due by June 24, 2026, falls under NAICS code 522390, indicating classification within other real estate activities, and is issued by the State of Rhode Island through its Rhode Island agency office. While specific performance locations and point of contact details are not provided, the contractual obligations are tied to statewide energy usage data, requiring seamless integration with utility monitoring systems. The agreement implies ongoing operational responsibility beyond a single payment cycle, necessitating systems for continuous data collection, fee calculation, and fiduciary accountability to ensure transparent and accurate remittance to NORESCO LLC without delay or error.
State of Rhode Island

POSTED

about 1 month ago

CLOSED

20 days ago
View Details
NAICS: 522390
Closed
Grant
MICRO-2026-1The Small Business Administration is soliciting applications under Contract Description MICRO-2026-1 to support entrepreneurs and small business owners, particularly in economically distressed areas facing credit shortages. The program will provide loans or loan guarantees to private nonprofit and quasi-governmental intermediary lenders, enabling them to issue short-term microloans of up to $50,000 at fixed interest rates to startups, newly established, and growing small businesses. These funds are restricted to specific uses including working capital, inventory, supplies, furniture, fixtures, machinery, and equipment. In addition to financial support, the SBA will award grants to intermediary lenders to deliver marketing, management, and technical assistance to both prospective and current borrowers, ensuring they have the resources to succeed. The SBA will also offer training to intermediary lenders to strengthen their capacity to administer the program effectively and serve small business clients. The solicitation, identified as SB-OCAML-26-001, was posted on June 4, 2026, with a response deadline of June 5, 2026. It is issued by the Small Business Administration and is open to federal entities capable of serving as intermediary lenders. There is no specified set-aside or NAICS code, and the program has no geographical restriction beyond its focus on underserved areas. All inquiries must be directed to the designated point of contact at the SBA, with email and phone provided. Interested parties are expected to submit proposals through Grants.gov, as indicated by the public UI link. The program aims to stimulate local economic growth through targeted financial tools and complementary support services designed to enhance business viability and long-term sustainability.
Small Business Administration

POSTED

about 1 month ago

CLOSED

about 1 month ago
View Details
NAICS: 522390
Closed
Canada
NorQuest College - Request for Proposal - Education Loan ServicesNorQuest College is soliciting proposals from qualified student loan service providers to establish a strategic partnership aimed at delivering targeted tuition financing solutions for international students in select college-level programs. The initiative is designed to enhance international recruitment, increase the conversion rate from application to enrollment, and improve study permit approval outcomes in key target markets. The pilot program will launch for the winter and spring 2027 intakes with a goal of funding 50 international students across designated programs, serving as a foundation for future scalability. Following the pilot phase, annual targets by academic program and geographic market will be jointly developed by NorQuest and the selected provider, ensuring alignment with institutional recruitment objectives and market dynamics. The funding mechanism will be structured to directly support tuition costs and be tailored to meet the financial and regulatory needs of international students in priority territories. The solicitation, identified as AB-2026-03945, was posted on June 3, 2026, with responses due by June 12, 2026. The opportunity falls under NAICS code 522390 and is managed by NorQuest College, operating under the Government of Canada. Proposals must demonstrate the provider’s ability to deliver reliable, compliant, and culturally responsive loan products tailored to the international student demographic. The partnership requires a clear understanding of Canadian immigration and education regulatory frameworks, as well as proven experience in managing cross-border student financial services. Evaluation will focus on the provider’s capacity to support NorQuest’s strategic enrollment goals, operational efficiency, and commitment to student success throughout the application, financing, and study permit processes.
NorQuest College

POSTED

about 1 month ago

CLOSED

about 1 month ago
View Details

Win Contracts in Other Activities Related to Credit Intermediation

Get AI-powered intelligence on NAICS 522390 procurement

Real-time contract opportunities for NAICS 522390 (Other Activities Related to Credit Intermediation)

AI-powered matching based on your business capabilities and past performance

Competitive analysis of contractors winning awards in this industry

Automated alerts when new opportunities are posted

Miguel
Hillary
Keith Deutsch
Christine

Join 650+ contractors already using CLEATUS