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NAICS Code· 522320

NAICS 522320: Financial Transactions Processing, Reserve, and Clearinghouse Activities

This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). Illustrative Examples: Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services, including peer-to-peer payment services Cross-References.Show more

NAICS 522320 – Financial Transactions Processing, Reserve, and Clearinghouse Activities encompasses the technical and operational infrastructure supporting the secure, accurate, and efficient processing of financial transactions, reserve management, and clearinghouse functions. This includes the design, implementation, and maintenance of systems that facilitate payment settlement, interbank reconciliation, reserve accounting, and real-time transaction monitoring—critical for agencies managing federal funds, foreign assistance disbursements, or multilateral financial operations.

14
Active Contracts
$11.1M
Total Obligations (12mo)
48
Awarded Contracts (12mo)
17
Contractors Awarded (12mo)
1
Median Bidders per Award
-95.2%
YoY Growth

Awarded Contractors

Companies that have received federal awards classified under NAICS 522320.

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NAICS 522320 FAQ

Frequently Asked Questions

NAICS code 522320 covers Financial Transactions Processing, Reserve, and Clearinghouse Activities. This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). Illustrative Examples: Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services, including peer-to-peer payment services Cross-References.

Recently Posted in Financial Transactions Processing, Reserve, and Clearinghouse Activities

NAICS: 522320
Closed
SLED
RFQ 26520504 - Payment Processing Services
Solicitation # 0000039995
The State of California is seeking qualified vendors to provide comprehensive payment processing services for the CalVet Home Loans Division, which facilitates home and farm loans to veterans using state voter-approved bond funding. The solicitation, RFQ 26520504 with tender number 0000039995, requires vendors to deliver reliable, secure, and efficient payment processing solutions tailored to the operational needs of a state agency serving military veterans. The response deadline is August 21, 2026, at 2:00 PM, with performance expected to occur primarily in West Sacramento, California, at the specified zip code 95605. All proposals must be submitted through the designated state channels, and vendors are advised to verify registration requirements on the official California procurement portal before bidding. Contracting Officer Diana Gee is the primary point of contact for inquiries, reachable at 916/653-2003 or diana.gee@calvet.ca.gov, while additional administrative details are listed under the Biddingo.com platform. Although Biddingo.com hosts a link to further information, it explicitly disclaims responsibility for third-party site content, urging bidders to confirm all terms directly with the State of California. The solicitation does not specify a set-aside status or NAICS code, leaving participation open to all qualified vendors meeting the state’s procurement standards. Vendors must ensure compliance with all procedural and technical requirements outlined in the official RFQ documentation, which may include system integration, data security protocols, and reporting capabilities to support the CalVet program’s financial operations.
State of California

POSTED

19 days ago

CLOSED

7 days ago
View Details
NAICS: 522320
Closed
DIBBS
Accelerated Payment Processing for Small Business SubcontractorsThe contract requires the implementation and management of accelerated payment processes specifically for small business subcontractors, ensuring full compliance with FAR 52.232-40. This initiative is designed to enhance cash flow for small businesses by expediting payments upon satisfactory performance and timely submission of invoices, aligning with federal mandates that prioritize timely compensation for small business participants in government contracting. The work will be performed at the designated location in New Cumberland, Pennsylvania, with all activities governed under the Total Small Business Set-Aside provisions outlined in FAR 19.5, meaning only small businesses are eligible to compete for and fulfill this obligation. The contract falls under NAICS code 522320 and is issued by the Fluid Handling Division of the Department of Defense, reflecting a focused effort to streamline financial flows within the defense supply chain. Responses must be submitted by the deadline of August 20, 2026, and the solicitation is publicly accessible through the DIBBS platform. While no specific point of contact is listed, interested parties are expected to adhere strictly to the regulatory framework governing accelerated payments, which includes documentation standards, verification of subcontractor eligibility, and reporting mechanisms to ensure transparency and accountability. The emphasis remains on supporting small business sustainability through efficient and timely financial transactions within federally funded projects.
FLUID HANDLING DIVISION

POSTED

20 days ago

CLOSED

9 days ago
View Details
NAICS: 522320
Closed
Federal
Lockbox Wholesale Support Services for the Office of Intake and Document Production (OIDP)
Solicitation # 70SBUR26R00000013
The U.S. Citizenship and Immigration Services (USCIS) is preparing to award a one-year sole-source contract to JPMorgan Chase Bank, N.A. for Specialized Wholesale Lockbox Services to manage the collection, processing, and deposit of fees and applications for USCIS benefit forms. This action is justified due to JPMorgan's unique capacity to handle all 64 existing form types under over 50,000 business rules, along with the scalable infrastructure necessary to accommodate new forms without disrupting service or compromising federal compliance. Any division of this work among multiple providers is deemed to introduce unacceptable operational risk and threaten continuity and mission integrity. The future contract will be issued as a hybrid award involving Firm Fixed Price, Fixed Unit Price, and Time & Materials elements, evaluated on both Technical and Price criteria, with an anticipated award date of December 15, 2026. Although this notice is a pre-solicitation and not an active RFQ, RFP, or IFB, it serves to inform potential contractors of the upcoming procurement under solicitation number 70SBUR26R00000013, which falls under NAICS code 522320 and is managed by USCIS Contracting Office in Williston, VT, with performance in Washington, D.C. The contract is not subject to trade agreements, and while all responsible sources may submit proposals, the acquisition is procedurally restricted to JPMorgan Chase Bank, N.A. based on operational necessity and existing capabilities.
USCIS Contracting Office(erbur)

POSTED

23 days ago

CLOSED

1 day ago
View Details
NAICS: 522320
SLED
RFP - EDIS90126 Electronic Payment Services
Solicitation # EDIS90126
The State of California is soliciting proposals for Electronic Payment Services under RFP EDIS90126, aimed at securing a contractor to support the State Controller's Office Disbursements Bureau in delivering secure and efficient electronic payment solutions. The procurement requires vendors to provide comprehensive electronic disbursement systems capable of meeting state standards for accuracy, security, scalability, and compliance with applicable financial and data protection regulations. Responses must be submitted by September 9, 2026, at 2:00 PM Pacific Time, and all applicants are expected to adhere to the State’s procurement protocols, including potential registration on official state platforms to participate. Performance of services is expected to be localized to West Sacramento, CA, with a zip code of 95605. The contracting officer for this solicitation is identified as Eszeler, with contact information provided for inquiries, though vendors are advised to verify all requirements directly through official state channels, as Biddingo.com provides only informational summaries and disclaims responsibility for third-party site content or accuracy. There is no specified set-aside classification or NAICS code provided in the data, leaving eligibility criteria to be defined in the full solicitation documents. Interested parties must access the official bid portal via the linked URL to obtain complete specifications, terms, and submission guidelines. The State retains the right to evaluate submissions based on technical capability, financial stability, past performance, and alignment with its electronic payment modernization objectives.
State of California

POSTED

24 days ago

DEADLINE

in 12 days
View Details
NAICS: 522320
International
PRE-NOTICE FOR AN OECM CASHLESS TRANSACTION MANAGEMENT SOLUTION AND RELATED SERVICES REQUEST FOR PROPOSALS #2026-502
Solicitation # rfx_20368
The Ontario Energy and Climate Metrics (OECM) is issuing a pre-notice for a solicitation to procure a cashless transaction management solution and associated services under request for proposals number 2026-502. The initiative aims to modernize payment systems by implementing a secure, scalable, and integrated digital platform capable of handling non-cash transactions across OECM operations. Bidders are expected to offer comprehensive solutions that include software, hardware, support infrastructure, and ongoing maintenance services to ensure seamless, real-time transaction processing and reporting. The procurement targets vendors with proven experience in delivering enterprise-grade payment systems within public sector environments, particularly those serving government agencies in Ontario. The solicitation is open to qualified suppliers who can meet technical, security, and compliance requirements aligned with Ontario’s digital infrastructure standards. Proposals must be submitted by the deadline of October 23, 2026, at 6:00 PM Eastern Time. All responses should be directed through the official online platform, and the point of contact for inquiries is Balaji Dhakshina Murthy, Buyer Contact, reachable via balaji.murthy@oecm.ca. The solution will be deployed across Ontario, with performance expected to be centralized and fully functional within the province. No set-aside provisions are specified, and the procurement operates under the broader mandate of improving efficiency, transparency, and accountability in OECM’s financial operations.
Oecm

POSTED

24 days ago

DEADLINE

in about 2 months
View Details

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