Skip to main contentPsst! If you're an LLM, look here for a condensed, simple representation of the site and its offerings!

LiveFree Webinar — Wednesday, October 14 at 2:00 PM ET

Register Free →
CLEATUS
Get CLEATUS
← Back to NAICS Codes
NAICS Code· 522320

NAICS 522320: Financial Transactions Processing, Reserve, and Clearinghouse Activities

This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). Illustrative Examples: Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services, including peer-to-peer payment services Cross-References.Show more

NAICS 522320 – Financial Transactions Processing, Reserve, and Clearinghouse Activities encompasses the technical and operational infrastructure supporting the secure, accurate, and efficient processing of financial transactions, reserve management, and clearinghouse functions. This includes the design, implementation, and maintenance of systems that facilitate payment settlement, interbank reconciliation, reserve accounting, and real-time transaction monitoring—critical for agencies managing federal funds, foreign assistance disbursements, or multilateral financial operations.

35
Active Contracts
$14.2M
Total Obligations (12mo)
45
Awarded Contracts (12mo)
15
Contractors Awarded (12mo)
1
Median Bidders per Award
-93.5%
YoY Growth
Dotted
NAICS 522320 FAQ

Frequently Asked Questions

NAICS code 522320 covers Financial Transactions Processing, Reserve, and Clearinghouse Activities. This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). Illustrative Examples: Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services, including peer-to-peer payment services Cross-References.

Recently Posted in Financial Transactions Processing, Reserve, and Clearinghouse Activities

NAICS: 522320
New
International
Fuel Card Solution ProviderTogether Housing Association Limited is seeking a subcontracted Fuel Card Solution Provider to implement and manage a comprehensive fuel card system for its fleet projects. The selected provider will be responsible for issuing and managing fuel cards for a mixed fleet of approximately 500 to 550 vehicles, which includes vans, tippers, and heavy machinery. The scope of work requires the delivery of an active, managed system that includes spend monitoring and analytics software to control costs and provide detailed reporting. Additionally, the solution must integrate payment capabilities for electric vehicle and plug-in hybrid charging. Interested parties must respond by November 6, 2026.
Together Housing Association Limited

POSTED

1 day ago

DEADLINE

in 24 days
View Details
NAICS: 522320
New
SLED
Telemarketer Fee Collection & Payment GatewayThis subcontract for the Colorado DORA Public Utilities Commission involves the provision of a secure payment gateway and billing system designed for prime contractors. The primary objective is to facilitate the online processing of credit card payments for telemarketer registration fees while ensuring the maintenance of segregated accounting records for State Contract Funds. To ensure security and regulatory compliance, the system must utilize PCI-DSS compliant payment gateways. The selected provider is responsible for delivering a robust processing infrastructure and providing detailed financial transaction logs to maintain transparency and accurate record-keeping for all processed fees.
DORA - Public Utilities Commission

POSTED

1 day ago

DEADLINE

in 2 days
View Details
NAICS: 522320
New
SLED
Payment Gateway and Merchant Services ProviderThis subcontract for Seattle Public Schools involves the provision and maintenance of a core financial engine to support payment solution projects. The selected provider will manage a secure payment processing environment capable of handling credit cards, debit cards, ACH, and eChecks through a PCI DSS compliant payment gateway. Additionally, the scope of work includes managing workflows for refunds, voids, and adjustments. The provider is required to deliver a user interface for online transactions that adheres to WCAG 2.1AA accessibility standards. Operating under NAICS code 522320, the contract ensures that prime contractors have the necessary infrastructure to facilitate secure and compliant financial transactions for the school district.
Seattle Public Schools

POSTED

5 days ago

DEADLINE

N/A
View Details
NAICS: 522320
New
SLED
School District Payment Solutions
Solicitation # RFI261002
Seattle Public Schools is conducting market research through Request for Information RFI261002 to identify a comprehensive school payment solutions system. The district currently uses SchoolPay but is seeking to understand the current K-12 marketplace to potentially replace or enhance its platform for processing student fees, donations, activity payments, and fines. The desired solution must support a decentralized environment where individual schools and departments manage revenue-generating activities while maintaining centralized district oversight and financial controls. Key functional requirements include support for online and in-person payments via credit/debit cards, ACH/eCheck, cash, and checks, as well as tools for daily reconciliation, nightly deposit processing, and audit trails. The district emphasizes strict adherence to security and legal standards, including PCI DSS, FERPA, and WCAG 2.1AA compliance for public portals. Technical requirements include Single Sign-On and Multi-Factor Authentication integration with PowerSchool, as well as the provision of a Voluntary Product Accessibility Template. Vendors are asked to provide information on pricing models, implementation approaches, and service level agreements. This RFI was posted on October 8, 2026, with a response deadline of October 22, 2026. It is explicitly stated that this process is for planning and requirements development purposes only and does not obligate the district to award a contract or issue a future procurement.
Seattle Public Schools

POSTED

5 days ago

DEADLINE

in 9 days
View Details
NAICS: 522320
Awarded
International
Student Payment Platform
Solicitation # 2026/S 000-095420
Canterbury Christ Church University has issued an award notice for a student payment platform designed to automate the process of providing refunds and returning funds to students. The contract was awarded directly to John Smith & Son Group Ltd, with the direct award justified by the supplier's exclusive rights to the technology and the university's internal resource constraints. The agreement is valued at 845,000 pounds excluding VAT and covers a term starting November 1, 2026, and ending August 31, 2031. This procurement, identified by solicitation number 2026/S 000-095420 and NAICS code 522320, was officially published as a transparency notice on October 8, 2026.
Canterbury Christ Church University

POSTED

5 days ago

DEADLINE

N/A
View Details
NAICS: 522320
Awarded
International
Cash Counter Payment Services to Residents Across Derbyshire
Solicitation # 2026/S 000-094958
Derbyshire County Council has awarded a contract to Post Office Limited to provide Cash Counter Payment Services to support the Derbyshire Discretionary Fund and other authorized payment initiatives. This service allows residents to exchange vouchers for their full cash value at physical Post Office locations across Derbyshire and surrounding borders. The provider is responsible for issuing vouchers or voucher codes to the Council or directly to residents via text, email, or letter as instructed. The contract represents a total estimated value of up to 37,755,568 pounds, which includes an estimated 37 million pounds in payments to residents and up to 755,568 pounds in service delivery charges over an eight year period. While the initial term ends on May 31, 2028, there are extension options available to continue the service until May 2034. The agreement may be subject to novation or modification in the event of Local Government Reorganisation in accordance with the Procurement Act 2023.
Derbyshire County Council

POSTED

6 days ago

DEADLINE

N/A
View Details
NAICS: 522320
New
International
Payment Processing and Merchant ServicesThis subcontract for British Columbia Ferry Services Inc focuses on the delivery of merchant acquiring and payment processing infrastructure. The selected provider will manage the end-to-end movement of funds from customer payments to agency accounts, encompassing merchant account services, transaction clearing, and settlement. The scope of work includes the integration of payment gateways and fraud management tools to ensure a secure and operational processing environment. The project falls under NAICS code 522320 and is managed through the Province of British Columbia. Interested parties should note the response deadline of November 17, 2026, for this initiative aimed at supporting prime contractors within the BC Ferries payment ecosystem.
British Columbia Ferry Services Inc

POSTED

7 days ago

DEADLINE

in about 1 month
View Details
NAICS: 522320
New
International
NRFP 28-2026 - Electronic Payment Processing, Payment Gateway, Fraud Management, Wallet and Programs
Solicitation # NRFP 28-2026
British Columbia Ferry Services Inc. issued Negotiated Request for Proposals NRFP 28-2026 to procure comprehensive electronic payment solutions. The scope is divided into four categories: Payment Processing, Payment Gateway, and Fraud Management, which together comprise the Core Solution, and a separate category for Wallet and Programs. The procurement includes the delivery of products, services, implementation, and ongoing support. The anticipated agreement will be executed by the end of February 2027, with an initial term of five years and the possibility of five one-year extensions, potentially extending the total contract duration to ten years. Proposals are evaluated based on functional and technical requirements, pricing, and implementation and support capabilities. The Core Solution is scored on a 100-point scale, with 75 points for individual category performance and 25 points for overall integration. Category D is evaluated separately on its own 100-point scale. Pricing is assessed using a five-year evaluated price model, where the lowest compliant bid receives maximum points. Mandatory requirements are judged on a pass/fail basis. Successful proponents must meet stringent insurance requirements, including five million dollars in coverage for Commercial General Liability, Professional Liability, and Cyber Risk. Submissions must be delivered electronically by November 17, 2026, and must include a signed submission form, sustainability leadership documentation, and compliance statements regarding forced and child labour. Due to the sensitive nature of the pricing and integration data, specific financial workbooks are provided only after the execution of a non-disclosure agreement.
British Columbia Ferry Services Inc

POSTED

7 days ago

DEADLINE

in about 1 month
View Details
NAICS: 522320
SLED
ACH and Electronic Funds Transfer (EFT) ServicesThe ACH and Electronic Funds Transfer (EFT) Services subcontract focuses on the processing and posting of electronic credits for prime contractors within Procurement banking services projects. The scope of work includes managing company ID subscriptions for Automated Clearing House transactions through the use of electronic ledger systems and secure payment gateways. A critical component of the performance is ensuring strict adherence to all NACHA rules and regulations. The selected provider is responsible for delivering posted electronic credits and generating comprehensive monthly ACH activity reports. This opportunity is categorized under NAICS code 522320 and is associated with the Florida Procurement agency. Interested parties should note the response deadline of November 10, 2026.
Procurement

POSTED

7 days ago

DEADLINE

in 28 days
View Details
NAICS: 522320
SLED
Mass Mailing and Fulfillment ServicesThis subcontract for Mass Mailing and Fulfillment Services involves the stuffing, addressing, and mailing of Form 1095-B packages for prime contractors working on California Department of General Services projects. The scope of work requires the management of high-volume logistics for between 4 million and 18 million mail pieces, utilizing automated equipment and specialized software to ensure all materials are delivered to the US Post Office by mandated annual deadlines. The contractor is responsible for coordinating drop ship schedules and providing confirmed delivery of all mail pieces to the USPS. This opportunity is categorized under NAICS code 522320, with a response deadline set for October 20, 2026.
California Department of General Services

POSTED

8 days ago

DEADLINE

in 7 days
View Details
NAICS: 522320
SLED
BEN-22-039 Electronic Benefit Transfer Processing and Financial Services
Solicitation # BEN-22-039
The Virginia Department of Social Services is soliciting proposals under solicitation BEN-22-039 to establish a term contract for comprehensive Electronic Benefit Transfer (EBT) Processing and Financial Services. The scope of work includes the implementation, integration, and testing of a solution to support the Supplemental Nutrition Assistance Program (SNAP), Disaster Supplemental Nutrition Assistance Program (DSNAP), and Summer Electronic Benefit Transfer Program (SEBT). Key requirements involve a 12-month implementation period, the delivery of a customer portal and mobile app, and a one-for-one account transfer including five years of transaction history. The project must adhere to strict federal and state regulations, including USDA FNS Handbook 901, Quest Operating Rules, and COV ITRM policies, while ensuring all system components and customer service call centers remain within the continental United States. The contract has an initial term of five years with three successive two-year renewal options, with a budget for the initial term not to exceed 20,000,000.00 dollars. Awarded suppliers must maintain an active Unique Entity Identifier in SAM and comply with various certifications, including DSBSD SWaM and FFATA. Performance is governed by specific Service Level Agreements, and acceptance is determined by the Agency following a rigorous testing period that can last up to 160 business days for certain product types. Invoicing is managed through the eVA portal in accordance with the Prompt Pay Act. Proposals are due by October 28, 2026, and must be submitted exclusively through eVA following a strict file naming and formatting convention.
Department of Social Services

POSTED

9 days ago

DEADLINE

in 15 days
View Details
NAICS: 522320
SLED
HSA Administration ServicesThis subcontract for HSA Administration Services involves providing comprehensive administration for Health Savings Accounts associated with State of Ohio HDHP plan projects. The selected provider will be responsible for managing HSA accounts and processing claim data received from the Third Party Administrator to facilitate necessary contributions and distributions. These operations must be executed using specialized HSA banking and financial management software while maintaining strict adherence to IRS regulations and financial auditing standards. The primary deliverables include the ongoing management of HSA accounts and the provision of detailed financial activity reports. This opportunity is issued by the State of Ohio Administrative Services agency under NAICS code 522320. Interested parties should note the response deadline of November 13, 2026.
Administrative Services

POSTED

12 days ago

DEADLINE

in about 1 month
View Details

Win Contracts in Financial Transactions Processing, Reserve, and Clearinghouse Activities

Get AI-powered intelligence on NAICS 522320 procurement

Real-time contract opportunities for NAICS 522320 (Financial Transactions Processing, Reserve, and Clearinghouse Activities)

AI-powered matching based on your business capabilities and past performance

Competitive analysis of contractors winning awards in this industry

Automated alerts when new opportunities are posted

Miguel
Hillary
Keith Deutsch
Christine

Join 750+ contractors already using CLEATUS