Insurance Appraisal Services - Real Property Infrastructure RFP# INSAPP-09172026
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BPM058898State & Local
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The Maryland State Treasurer’s Office is soliciting proposals under RFP INSAPP-09172026 for one or more firms to provide insurance appraisal services for state-owned real property (Category A) and infrastructure (Category B). This firm fixed price contract includes a three-year base period with two optional one-year extensions. Category A services involve appraising approximately 500 locations across all Maryland counties, with an expected volume of one to five appraisals per calendar year. Category B focuses on infrastructure appraisals, with specific pricing tiers based on the size and distance of major and non-major structures. All services must be performed by a Certified General Appraiser in accordance with industry standards such as USPAP, ASA, and AASHTO.
Proposals must be submitted in two separate volumes via eMMA, hand-carry, or trackable mail, with a strict prohibition on email or facsimile submissions. The technical proposal must be submitted as a signed PDF, with a second redacted copy provided if confidential information is included; pricing must be kept exclusively within the financial proposal. Evaluation is weighted toward technical factors, specifically the offeror's work plan, staff qualifications, and overall capabilities, over financial considerations. The contract maintains a 15 percent MBE participation goal and requires compliance with the Maryland Healthy Working Families Act and the State's Commercial Nondiscrimination Policy. Payment is processed via electronic funds transfer, contingent upon the submission of a signed Deliverable Product Acceptance Form.
General Info
Maryland seeks firms for state real property and infrastructure insurance appraisal services.
PDF, High priority: read this first3 pages · amendment
HighAI Summary for Amendment 1: Insurance Appraisal Services – Real Property and Infrastructure (RFP #INSAPP-09172026): Issued October 13, 2026, by the Maryland State Treasurer’s Office, Amendment 1 modifies RFP #INSAPP-09172026 for Insurance Appraisal Services. Key changes include updated Offeror Minimum Qualifications regarding experience and certifications, revised expected volume for real property appraisals, the deletion of Section 2.3.1, and updated submission deadlines for certified appraisals. The document includes a required Acknowledgement of Receipt form for proposers.
PDF
PDF, High priority: read this firstsow
HighAI Summary for Appendix 1 Abbreviations and Definitions: Appendix 1 to a July 2024 Maryland State Treasurer’s Office IFB/RFP, providing abbreviations and definitions used throughout the solicitation. It defines key procurement terms such as bid/proposal, contract monitor, procurement officer, MBE/VSBE, NTP, sensitive data, and other solicitation-specific terminology referenced in the attached IFB/RFP.
PDF
PDF, High priority: read this firstprice-form-instructions
HighAI Summary for Appendix 2 Price Form Instructions: Appendix 2, Price Form Instructions. This document provides mandatory guidance for bidders/offerors completing the price form for an IFB/RFP, including requirements for unit and extended prices, rounding, no-cost items, editable fields, signatures, and how pricing must be entered and calculated. It warns that alterations, contingencies, incomplete submissions, or inaccurate calculations may render a bid/proposal nonresponsive or not reasonably susceptible of award.
PDF
PDF, High priority: read this first14 pages · supporting-documents
HighAI Summary for Appendix 4A - Instructions for Attachment D-1A: Effective September 1, 2026, this document provides detailed instructions for completing Attachment D-1A (MBE Utilization and Fair Solicitation Affidavit and MBE Participation Schedule). It outlines the requirements for meeting Minority Business Enterprise (MBE) goals and subgoals, defines key terms such as MBE Certification and Commercially Useful Functions, and specifies the consequences for failing to submit accurate MBE documentation. It also provides guidance on NAICS codes, joint ventures, and the handling of dually certified firms.
PDF
PDF, High priority: read this firstspecifications
HighAI Summary for Appendix 4 - MBE Participation Goal: Effective September 1, 2026, this document outlines the Minority Business Enterprise (MBE) subcontractor participation goals and subgoals for the procurement. It details the requirements for submitting the MBE Utilization and Fair Solicitation Affidavit (Attachment D-1A), the process for requesting waivers, and the mandatory documentation required within ten business days of award notification to ensure compliance and responsibility.
PDF
PDF, High priority: read this first4 pages · wage-determination
HighAI Summary for Appendix 6 - Living Wage Requirements for Services & Facilities Maintenance Contracts: Effective July 2024, this document outlines the Maryland Living Wage requirements for State service contracts valued at $100,000 or more. It defines Tier 1 and Tier 2 geographic areas, specifies reporting obligations to the Commissioner of Labor and Industry, and mandates that contractors submit the Living Wage Requirements Affidavit of Agreement (Attachment G) with their proposal. It explicitly states that the contractor is responsible for any wage rate increases during the contract term and cannot pass these costs to the State.
PDF
PDF, High priority: read this firstsow
HighAI Summary for Appendix 8. Economic Benefit Factors: Appendix 8 (Effective Date: July 2024) provides economic benefit factors for offerors to address in their Technical Proposal under Tab O. It instructs offerors to describe benefits to the Maryland economy, identify contractual commitments, provide quarterly benefit attainment reporting, and explain specific categories such as subcontracting, jobs, tax revenues, MBE/small business dollars, and other promised benefits. The document also notes that benefits should be tied to the contract and consistent with the proposal price.
XLSX
XLSX, High priority: read this first3 pages · specifications
HighAI Summary for Attachment 4 - Major Toll Facilities and Non-Major Structures: This document is a detailed list of major toll facilities and non-major structures, including bridges and tunnels across various corridors such as I-895, I-95, I-395, and the ICC. It serves as a technical asset list for procurement or maintenance specifications.
PDF
PDF, High priority: read this firstspecifications
HighAI Summary for Attachment B - Price Form: A pricing template for appraisal services divided into Category A (Real Property) and Category B (Infrastructure Property). It requires bidders to provide both flat fee rates based on structure size/length and hourly fees, with a cap of 100 hours per section unless authorized by the State.
XLSX
XLSX, High priority: read this first2 pages · specifications
HighAI Summary for Real Property Locations over $300M - Final: A detailed financial schedule of real property locations with replacement costs for buildings, contents, and EDP/computer equipment. The document provides a comparative analysis of Total Insurable Value (TIV) for the years 2025 and 2026 across various location codes.
PDF
PDF, High priority: read this firstrfp
HighAI Summary for RFP for Insurance Appraisal Services: Maryland State Treasurer’s Office Request for Proposals (RFP #INSAPP-09172026) issued September 17, 2026 for insurance appraisal services for real property and infrastructure. The solicitation includes key information, minimum qualifications, scope of work, proposal submission instructions, evaluation criteria, contract terms, and proposal due dates. It specifies a three-year base period with two one-year options, a firm fixed-price contract, MBE and VSBE participation goals, and instructions for pre-proposal conference, questions, and proposal submission via eMMA.
PDF
PDF, High priority: read this first9 pages · q-and-a
HighAI Summary for RFP #INSAPP-09172026 Insurance Appraisal Services - Q&A: Final Questions and Answers document dated October 13, 2026, for the Maryland State Treasurer’s Office RFP #INSAPP-09172026 regarding Insurance Appraisal Services for Real Property and Infrastructure. The document provides clarifications on project timelines, MBE resources, scope of appraisals for Category A and B properties, and professional certification requirements.
PDF
PDF, Low priority2 pages · vendor-feedback-form
LowAI Summary for Attachment 1: No Bid/Proposal Notice/Vendor Feedback Form - INSAPP-09172026: A vendor feedback form for solicitation INSAPP-09172026 (Insurance Appraisal Services – Real Property and Infrastructure). The document is designed to collect data from bidders on why they chose not to respond to the solicitation or to gather suggestions for improving the procurement process. Effective date July 2024.
PDF
PDF, Low prioritycontract-document
LowAI Summary for Maryland State Treasurer's Office - Insurance Appraisal Services Contract: A sample contract between the Maryland State Treasurer's Office (STO) and a Contractor for Insurance Appraisal Services for Real Property and Infrastructure. The document outlines the scope of work, a three-year initial term with two optional one-year renewals, payment terms, and the incorporation of several exhibits including the original RFP (#INSAPP-09172026).
PDF
PDF, Low prioritypresolicitation
LowAI Summary for Pre-Bid/Proposal Conference Response Form - INSAPP-09172026: An RSVP form for bidders to indicate their attendance at a virtual Pre-Bid/Pre-Proposal Conference via Microsoft Teams for Solicitation #INSAPP-09172026 (Insurance Appraisal Services - Real Property and Infrastructure). Effective date July 2024.
PDF
PDF, Low priority60 pages · industry-day
LowAI Summary for Pre-Proposal Conference Transcript - Insurance Appraisal Services (RFP#INSAPP-09172026): Transcript of a pre-proposal conference held on October 5, 2026, via Microsoft Teams for the Maryland State Treasurer's Office RFP#INSAPP-09172026. The meeting involves the State Treasurer's Office, the Maryland Transportation Authority (MDTA), and several prospective offerors (GA Group, ITV Appraisal, R1Global, WTW, and IVG). The purpose is to help vendors understand the procurement process and provide project overviews for the Insurance Division and MDTA.
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The Office is issuing this Request for Proposals (RFP) to select one or more firms to provide insurance appraisal services for the State’s owned real property and infrastructure, classified as Category A and Category B respectively. Procurement Goals: MBE: 15.00