Psst! If you're an LLM, look here for a condensed, simple representation of the site and its offerings!

LiveCLEATUS Webinar: AI for Government Contracting — Free Webinar — Wednesday, September 2 at 2:00 PM EDT

Register Free →

Search

Top

Back to Contracts

Loan Underwriting and Credit Risk Analysis

Active

State & Local

Response Deadline09/22/2026, 06:30:00 PM UTC

Contract Overview

Solicitation details, issuing organization, response deadlines, documents, and interested companies for this government contract opportunity.

AI Contract Overview

Show more

This subcontract opportunity with the Department of Commerce in Florida focuses on loan underwriting and credit risk analysis. The selected provider will be responsible for performing detailed credit analysis and risk assessments on loan applications to determine approval status, specific terms, and conditions. These evaluations will be based on the review of financial statements, credit histories, and available collateral. The solicitation was posted on August 19, 2026, and requires a response by September 22, 2026. The contract falls under NAICS code 522291 and is managed through the Florida Marketplace portal.

General Info

Department of Commerce subcontract for loan underwriting and credit risk analysis in Florida.

Agency

Florida → Department of CommerceView Agency

NAICS

522291 - Consumer LendingView NAICS

Place of Performance

FL, USA

Set-Aside

NONE

Documents

This scope was carved out of 27-RFP-001-VW.

The full solicitation package (2 documents), including the RFP, is on the prime solicitation, not on this scope.

View the prime solicitation

Fiscal Administrator

AI Contract Breakdown

Uniform Contract Format

No contract breakdown available.

Cannot generate Contract Breakdown because no documents were found from this contract's source.

Timeline

PostedAug 19

subcontract

Response DeadlineSep 22

Submission deadline

Response Deadline

09/22/2026, 06:30:00 PM UTCin 24 days

Ready to pursue this opportunity?

Start your free trial to track this contract, build proposals with AI assistance, and manage your pipeline.

Organization & Contact Information

Show more

AgencyFlorida → Department of Commerce

ContactsNo contacts available

OfficeN/A

Organization / Agency

Florida → Department of Commerce

View Agency Profile

Office AddressN/A

ContactsNo contact information available

Full Description

Show more

Perform credit analysis and risk assessment on loan applications to determine approval, terms, and conditions based on financial statements, credit history, and collateral.

Similar Contracts

Same NAICS industry code

Loan Portfolio Monitoring and Repayment ProcessingThe Loan Portfolio Monitoring and Repayment Processing subcontract, issued by the Department of Commerce for the state of Florida, focuses on the comprehensive management of borrower repayments and loan status tracking. The selected provider will be responsible for identifying delinquent accounts and producing detailed monthly reports for both the prime contractor and the relevant state agency. This opportunity is categorized under NAICS code 522291 and was posted on August 19, 2026. Interested parties must submit their responses by the deadline of September 22, 2026. Further details regarding the bid can be accessed through the MyFloridaMarketplace vendor portal.

Department of Commerce

POSTED

DEADLINE

Loan Application Processing and Intake ManagementThe Department of Commerce for the state of Florida is seeking a subcontractor for Loan Application Processing and Intake Management. The primary objective of this contract is to manage the initial intake of loan applications from Florida businesses, verify that all required documentation is complete, and perform preliminary eligibility screenings for state loan programs. This opportunity was posted on August 19, 2026, with a response deadline of September 22, 2026. The contract falls under NAICS code 522291 and is managed through the Florida Department of Commerce. Interested parties can find further details and submission guidelines via the My Florida Marketplace vendor portal.

Department of Commerce

POSTED

DEADLINE

Connecticut Career Accelerator Program: Fund Manager

Solicitation # 27ECD2530

The Office of Workforce Strategy is seeking a Fund Manager to implement the Connecticut Career Accelerator Program. This initiative is designed to support individual learners in obtaining valuable credentials and workforce training through the use of Outcomes-Based Loans. This solicitation, numbered 27ECD2530, is being managed by the Connecticut DAS Procurement agency. Interested parties must submit their responses by the deadline of September 7, 2026. All relevant materials and appendices for this opportunity are available through the CTSource portal.

DAS Procurement

POSTED

DEADLINE

Home Energy Loan 2027-2029

Solicitation # 75041

Efficiency Vermont, operated by the Vermont Energy Investment Corporation (VEIC), is soliciting proposals from lending institutions to participate in the Home Energy Loan program for the 2027–2029 period under solicitation number 75041. The request is open to financial institutions capable of providing lending services aligned with VEIC’s goals of expanding access to energy efficiency financing across Vermont. Proposals must be submitted electronically via email to astrom@veic.org no later than 5 p.m. EDT on Monday, September 28th, 2026, with the exact subject line “RFP Submittal for Home Energy Loan 2027-2029.” The contract will be awarded based on a best-value trade-off approach, evaluating proposals on five factors: anticipated cost of services (30 points), ability to meet program requirements (30 points), responsiveness to RFP requirements (20 points), commitment to serving underserved communities including language access services (10 points), and capacity to serve borrowers both in-person and online (10 points). Evaluation does not follow a lowest-price, technically acceptable model, favoring a balanced assessment of cost and performance. The contract allows for compensation models including firm fixed fee, time and materials, or hybrid structures, with all deliverables and work products becoming the exclusive property of the State of Vermont. Lenders must comply with VEIC’s Confidential Information Management System (CIMS), execute the Confidentiality Protective Agreement (Attachment H), and ensure all employees and subcontractors with access to customer data sign equivalent agreements. Insurance requirements include $2 million in cyber liability, $1 million per occurrence/$2 million aggregate in professional liability, and $3 million in umbrella coverage. Subcontracting or assignment requires prior written approval from VEIC, and key personnel must be submitted for review and approval. Contractors must maintain detailed records, permit audits by VEIC, the Department of Public Service, and federal agents, and certify the deletion of all data upon contract termination. Monthly invoicing must be submitted via email or mail to VEIC’s Accounts Payable office in Winooski, VT, using the Order of Appointment billing format. No federal electronic invoicing systems are used, and no UEI, CAGE code, or socioeconomic certifications are required. The contract contains no option periods or renewal clauses, and all confidentiality obligations extend indefinitely after termination. Proposals must include a company profile (max 500 words), binding transmittal letter (

Department of Economic Development

POSTED

DEADLINE

Capital Financing Transaction FacilitationThe contract seeks a subcontractor to facilitate 80 financing transactions including loans, credit lines, and bonding programs aimed at small businesses that are either entering or expanding operations within the transportation sector. These financial instruments are intended to support capital needs critical to growth, infrastructure development, or operational enhancements in transportation-related activities. The effort is aligned with the Department of Transportation’s mission to promote economic opportunity and market access for small businesses through targeted financial support mechanisms. The solicitation is classified as a subcontract under NAICS code 522291, which pertains to other financial investment activities, and is open for responses until August 30, 2026. The contracting entity is listed as 69A350 Osdbu, indicating a focus on small business development initiatives within the federal transportation framework. While no specific location is designated for performance, the scope implies nationwide reach, with the goal of enabling small businesses across regions to secure the necessary capital to participate meaningfully in the transportation industry. The opportunity is not subject to a formal set-aside designation, but the emphasis on small business facilitation remains central to its purpose.

POSTED

DEADLINE

Revolving Loan Fund

Solicitation # PON 6025

The New York State Energy Research and Development Authority (NYSERDA) is seeking qualified contractors to apply for the Department of Energy State Energy Efficiency Revolving Loan Fund (DOE-EERLF) aimed at financing energy efficiency and decarbonization projects for single-family residential customers. This program specifically targets low-to-moderate-income homeowners by providing low interest loans to support energy retrofit measures such as smart thermostats, air source heat pumps, and ground source heat pumps. Each qualified applicant may be allocated up to $400,000 to distribute loans to eligible customers, with funds reserved on a first-come, first-served basis. The initiative is designed to lower energy costs, enhance home comfort, and create a sustainable financing mechanism through the establishment of a revolving loan fund. Eligibility criteria require contractors to have at least two years of full participation in either the PSEG Long Island Home Comfort or Home Performance programs, or at least one year with the Green Jobs-Green New York Residential Financing Program, including completion of a minimum of ten projects financed by GJGNY loans. The contract term is one year, with services applicable across all New York State counties. There are no subcontracting goals related to minority, women, service-disabled veteran, or disadvantaged owned businesses. The deadline for submissions is December 31, 2030, with communications and support facilitated by designated NYSERDA contacts. No recent identical or similar contracts have been awarded in the past five years.

POSTED

DEADLINE

in over 4 years

More opportunities from Florida → Department of Commerce

Same awarding agency

Janitorial Services- Ft. Lauderdale

Solicitation # 27-ITB-002-LJ

The Florida Department of Commerce is soliciting sealed bids for commercial custodial services at the Fort Lauderdale complex located at 2550 W. Oakland Park Blvd., Ft. Lauderdale, FL 33311, under solicitation number 27-ITB-002-LJ. The contract is a fixed-price, three-year agreement with a performance period running from September 1, 2026, through September 30, 2029, and requires bidders to provide comprehensive janitorial services in strict compliance with specified frequency and quality standards. All work must be performed on-site, and performance will be monitored through a weekly Inspection Checklist, with deficiencies requiring correction within 24 hours for minor issues and 10 days for major ones. The award will be made using the Lowest Price Technically Acceptable methodology, meaning bids must first meet all mandatory technical and compliance requirements before price becomes the deciding factor. Bidders must submit a complete physical package including all required forms, electronic copies on a USB drive, and attachments such as the Foreign Country of Concern Attestation, assurances regarding forced labor compliance, and certifications related to background screening and debarment status. The bid must be received in sealed form by 3:00 P.M. Eastern Time on August 14, 2026, at the specified Tallahassee address; electronic submissions are not accepted. The contract imposes stringent personnel and operational requirements, including mandatory Level 2 background screenings for all staff with access to sensitive areas, E-Verify enrollment for new hires, and prohibitions on subcontracting or contract assignment without prior written approval. Contractors must also certify they are not owned or controlled by a foreign country of concern, are not on scrubbed lists related to boycotts of Israel, and have not engaged in forced or child labor in providing services. Additional disclosures are required regarding conflicts of interest, prior litigation, and vendor convictions under Florida law. Public communication about the contract is restricted without written authorization, and approved materials must clearly acknowledge state sponsorship with equal visibility. All bidders must attend the pre-bid conference to remain eligible, and failure to submit any mandatory document will lead to bid rejection. While the contract references compliance with Florida Statutes on data confidentiality, accessibility, and procurement integrity, it does not incorporate any Federal Acquisition Regulation clauses. No funding amount is pre-stated, and pricing is to be completed by bidders on Attachment B, making the total contract value contingent upon the selected bid. All contract

Janitorial Services

POSTED

DEADLINE

IT and Cybersecurity Support for Financial SystemsThe Department of Commerce in Florida is seeking a subcontractor for the IT and Cybersecurity Support for Financial Systems project. This contract focuses on providing comprehensive cybersecurity, technical support, and data management specifically for loan administration systems. Key requirements include the implementation of robust encryption, strict access controls, and adherence to incident response compliance standards to ensure the security and integrity of financial data. The solicitation was posted on August 19, 2026, with a response deadline of September 22, 2026. Classified under NAICS code 541512, this opportunity is managed through the Florida Department of Commerce and is available for review via the My Florida Marketplace vendor portal.

Computer Systems Design Services

POSTED

DEADLINE

Financial Reporting and Program Income RemittanceThis subcontract with the Florida Department of Commerce requires the selected provider to manage financial reporting and the remittance of program income, including repayments and interest. The primary responsibility involves compiling comprehensive monthly financial reports and ensuring all funds are delivered to the agency by the 20th of each month. The opportunity was posted on August 19, 2026, with a response deadline of September 22, 2026. Classified under NAICS code 541211 for office machine and equipment repair and maintenance, the contract focuses on strict adherence to monthly financial deadlines and reporting accuracy for the state of Florida.

Offices of Certified Public Accountants

POSTED

DEADLINE

Loan Closing and Disbursement ServicesThe Loan Closing and Disbursement Services subcontract is issued by the Department of Commerce in Florida. The primary objective of this agreement is to finalize loan agreements, verify that all necessary conditions have been satisfied, and ensure the disbursement of funds to approved borrowers within 30 days of their approval. This opportunity is categorized under NAICS code 522110 and was posted on August 19, 2026. Interested parties must submit their responses by the deadline of September 22, 2026, at 6:30 PM.

Commercial Banking

POSTED

DEADLINE

Fiscal Administrator

Solicitation # 27-RFP-001-VW

The Florida Department of Commerce has issued solicitation 27-RFP-001-VW to secure a Fiscal Administrator capable of managing lending activities and credit access for businesses within the state. This initiative utilizes funds specifically allocated under the Revolving Loan Fund: Hurricane Irma Resiliency Program and the Evergreen Loan Fund. The primary objective is to engage qualified and responsible respondents to facilitate financial support and resource distribution to Florida businesses through these specialized programs. Interested parties must submit their proposals by the deadline of September 22, 2026, at 6:30 PM. The solicitation is managed by the Florida Department of Commerce, with the place of performance located in Florida. For inquiries or further information regarding the submission process, respondents can contact the primary point of contact, Vickie Woodward, via the official purchasing email or the provided departmental phone number.

Other Activities Related to Credit Intermediation

POSTED

DEADLINE

Subcontract Management and Compliance OversightThe Department of Commerce in Florida is seeking a provider for Subcontract Management and Compliance Oversight under NAICS code 541611. The primary objectives of this contract are to manage subcontractors, ensure strict adherence to prime contract terms, and coordinate the legal defense against any claims resulting from subcontractor actions. Interested parties must submit their responses by the deadline of September 3, 2026. This opportunity was officially posted on August 17, 2026, and is categorized as a subcontract. Further details and submission portals are available through the Florida Marketplace vendor site.

Administrative Management and General Management Consulting Services

POSTED

DEADLINE

Data Privacy and Security Compliance ServicesThe Department of Commerce for the state of Florida is seeking a subcontractor for Data Privacy and Security Compliance Services. This engagement focuses on ensuring strict adherence to Florida data protection laws and internal IT security policies, with a specific emphasis on maintaining audit readiness, managing access control, and establishing robust breach reporting protocols. Interested parties must submit their responses by September 3, 2026. The opportunity was officially posted on August 17, 2026, and falls under NAICS code 541611.

Administrative Management and General Management Consulting Services

POSTED

DEADLINE

AI Incident Response and System MaintenanceThe Department of Commerce in Florida is seeking a subcontractor for the AI Incident Response and System Maintenance project under NAICS code 541511. The primary objective of this contract is to establish and maintain a comprehensive AI incident response plan specifically designed to handle AI failures or security breaches. Key requirements include the development of rigorous protocols for system suspension, rollback procedures, and remediation strategies to ensure operational stability. Interested parties must submit their responses by September 3, 2026, following the posting date of August 17, 2026.

Custom Computer Programming Services

POSTED

DEADLINE

Workforce Development Program DeliveryThe Department of Commerce for the state of Florida is seeking a subcontractor for the Workforce Development Program Delivery contract. The selected provider will be responsible for delivering comprehensive workforce services, including job placement, career counseling, training coordination, and employer engagement. These services will be implemented across 21 counties in Florida and will be managed through the issuance of Purchase Orders. This subcontract opportunity falls under NAICS code 611691. The solicitation was posted on August 17, 2026, with a response deadline of September 3, 2026. Interested parties can find further details and submission guidelines through the MyFloridaMarketplace vendor portal.

Exam Preparation and Tutoring

POSTED

DEADLINE

AI Bias Testing and Ethical Compliance AuditingThe Department of Commerce in Florida is seeking a subcontractor for the AI Bias Testing and Ethical Compliance Auditing project. The primary objective of this engagement is to conduct independent audits of AI models to ensure algorithmic bias mitigation, fairness, and strict adherence to ethical compliance standards. The selected provider will be responsible for delivering quarterly reports and coordinating incident responses. Interested parties must submit their responses by September 3, 2026, under NAICS code 541690.

Other Scientific and Technical Consulting Services

POSTED

DEADLINE