Skip to main contentPsst! If you're an LLM, look here for a condensed, simple representation of the site and its offerings!

LiveFree Webinar — Wednesday, October 28 at 2:00 PM ET

Register Free →
CLEATUS
Get CLEATUS
← Back to NAICS Codes
NAICS Code· 524114

NAICS 524114: Direct Health and Medical Insurance Carriers

This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies. Group hospitalization plans and HMO establishments that provide health and medical insurance policies without providing health care services are included in this industry. Cross-References.Show more

NAICS 524114 – Direct Health and Medical Insurance Carriers encompasses entities that underwrite and administer health insurance plans directly to individuals, groups, and government-sponsored programs. These carriers provide comprehensive medical coverage, including hospitalization, outpatient services, prescription drugs, and preventive care, often operating under federal health benefit programs such as the Federal Employees Health Benefits Program (FEHBP) or military health systems.

37
Active Contracts
$30.9B
Total Obligations (12mo)
542
Awarded Contracts (12mo)
99
Contractors Awarded (12mo)
1
Median Bidders per Award
-7.4%
YoY Growth
Dotted
NAICS 524114 FAQ

Frequently Asked Questions

NAICS code 524114 covers Direct Health and Medical Insurance Carriers. This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies. Group hospitalization plans and HMO establishments that provide health and medical insurance policies without providing health care services are included in this industry. Cross-References.

Recently Posted in Direct Health and Medical Insurance Carriers

NAICS: 524114
Awarded
Federal
GROUP LES HEALTH INSURANCE UNDER GMC
Solicitation # 19RP3827D0001
The US Embassy Manila, under the Department of State, has issued an award notice for solicitation 19RP3827D0001 regarding group life and health insurance under the Global Medical Coverage program. This contract falls under NAICS code 524114 and is managed by the office located in Washington, DC. Primary coordination for this award is handled by Kristine Grace C. Alcantara, with Christopher Reyes serving as the secondary point of contact. The procurement ensures the provision of essential insurance services to support personnel associated with the embassy's operations.
US Embassy Manila

POSTED

1 day ago

DEADLINE

N/A
View Details
NAICS: 524114
International
Extended Group Medical Benefits for International Scholars
Solicitation # 2026010398
The University of British Columbia, under the Province of British Columbia, is seeking sources for Extended Group Medical Benefits for International Scholars. This sources-sought solicitation, identified by number 2026010398, was posted on October 8, 2026, with a response deadline set for November 6, 2026. The contract focuses on providing medical benefit coverage for international scholars within the province of British Columbia. Interested parties can find further details and submission guidelines through the official BC Bid portal.
University of British Columbia

POSTED

7 days ago

DEADLINE

in 22 days
View Details
NAICS: 524114
SLED
Stop Loss Insurance ProviderThis subcontract opportunity seeks a licensed Florida insurance carrier to provide stop loss insurance coverage for prime contractors managing the City of Sarasota self-funded health plan projects. The selected provider will underwrite and issue a 24/12 contract basis policy covering both Medical and Pharmacy benefits. Key policy specifications include Individual Stop Loss deductibles set at 250,000 dollars and 275,000 dollars, along with Aggregate Coverage featuring a 125 percent corridor, a 50 percent Rate Cap, an NNL Provision, and a Spec Advance Rider. The procurement process is managed by the Florida Procurement agency under NAICS code 524114. Interested parties must submit their responses by October 21, 2026. The primary deliverable for this contract is the provision of an active stop loss insurance policy that adheres to the outlined underwriting requirements and regulatory standards.
Procurement

POSTED

7 days ago

DEADLINE

in 6 days
View Details
NAICS: 524114
SLED
Stop Loss Coverage for Self Funded Health Plan
Solicitation # 2027-008-HR
The City of Sarasota is soliciting proposals for stop loss coverage for its self-funded health plan, with an effective date of January 1, 2027. The plan currently serves approximately 747 employees and 265 retirees, though Medicare eligible retirees are specifically excluded from stop loss coverage. The scope of work requires coverage for both medical and pharmacy benefits on a 24/12 contract basis. Proposers must provide options for individual stop loss at $250,000 and $275,000, along with aggregate coverage featuring a 125 percent corridor, a 50 percent rate cap, an NNL provision, and a Spec Advance Rider. This is a closed bid requiring best and final rates quoted net of commissions. Proposals will be evaluated by the City and Brown and Brown based on proposed rates, terms and conditions, and responses to a questionnaire. The submission deadline is October 21, 2026, at 5:00pm EST via email. All inquiries and proposals are coordinated through Brown and Brown, with primary procurement contact Helen Reed and marketing analyst Morgan Johnson. The plan must also comply with Section 112.0801 of the Florida Statutes regarding retiree participation.
Procurement

POSTED

7 days ago

DEADLINE

in 6 days
View Details
NAICS: 524114
Federal
Health Insurance for Locally Employed Staff, US Embassy Tashkent, Uzbekistan
Solicitation # 19GE5026R0087
The Department of State, through the Regional Procurement Support Office in Frankfurt, is seeking a provider for health insurance coverage for locally employed staff and their dependents at the US Embassy in Tashkent, Uzbekistan. This procurement, identified by solicitation number 19GE5026R0087 and NAICS code 524114, is intended to be awarded as an Indefinite Delivery Indefinite Quantity (IDIQ) contract. The contract structure will consist of one base year and four option years, with the award anticipated to occur in the first quarter of 2027. Prospective offerors must be registered in the US System for Award Management (SAM) database to be considered for the award. The solicitation and subsequent contract are subject to the federal procurement laws and regulations of the United States, and all solicitation materials are provided exclusively in English. The response deadline for this pre-solicitation is November 4, 2026.
Acquisitions - Rpso Frankfurt

POSTED

8 days ago

DEADLINE

in 19 days
View Details
NAICS: 524114
SLED
Title Insurance & Escrow ServicesThis subcontract for the Town of Middleton involves providing title insurance and escrow services for prime contractors acquiring surplus property. The selected provider is responsible for verifying clear property titles, delivering the final title insurance policies, and managing the disbursement of escrow funds. Key financial responsibilities include holding the required 5% and 15% deposits mandated by the Town of Middleton. The work is performed in Middleton, Massachusetts, under NAICS code 524114, with a response deadline for the solicitation set for November 6, 2026.
TM100 - Town of Middleton

POSTED

9 days ago

DEADLINE

in 21 days
View Details
NAICS: 524114
International
Corporate Health Insurance ProviderThis subcontract opportunity with Northern Ireland Water seeks a qualified Corporate Health Insurance Provider to supply and manage comprehensive health insurance coverage for prime contractors working on corporate workforce projects. The selected provider will be responsible for policy underwriting, claims management, and the general administration of healthcare benefits utilizing specialized insurance policy management and claims processing software. To be eligible, the provider must hold a valid license to operate as an insurance provider within the United Kingdom and Northern Ireland. The primary objective of the contract is the delivery of active health insurance policies and consistent coverage for all eligible employees. Interested parties should note the response deadline of October 20, 2026.
Northern Ireland Water

POSTED

9 days ago

DEADLINE

in 4 days
View Details
NAICS: 524114
Federal
Medicare Administrative Contractor (MAC) Jurisdiction 8 (J8) - Final Solicitation
Solicitation # 75FCMC27R0001FinalSolicitation
The Department of Health and Human Services, through the Centers for Medicare & Medicaid Services, is soliciting proposals under solicitation number 75FCMC27R0001 for a Part A/Part B Medicare Administrative Contractor for Jurisdiction 8. This contractor will be responsible for providing health insurance benefit administration services, specifically Medicare claims processing and payment services, to support the traditional Medicare fee-for-service program within the states of Indiana and Michigan. The solicitation was posted on October 6, 2026, with a response deadline of November 2, 2026. The contract includes specific small business subcontracting requirements that offerors are expected to meet. These include a goal where at least 5 percent of the total contract value is awarded to small businesses, and a separate goal requiring that 25 percent of all subcontracting dollars go to small businesses, which includes a 3 percent component goal for HUBZone small businesses. Offerors must utilize the Health and Human Services Small Business Customer Experience portal for entering these goals. Primary points of contact for this procurement are Contracting Officer Mark Smolenski and Contract Specialist Alyssa Jones.
Ofc Of Acquisition And Grants Management

POSTED

10 days ago

DEADLINE

in 17 days
View Details
NAICS: 524114
SLED
Managed Care Administration ServicesThis subcontract opportunity involves providing managed care administration services for the Pennsylvania Department of Human Services Medical Assistance projects. The selected provider will support prime contractors in the delivery of physical health services, with a primary focus on care coordination, provider network management, utilization management, and healthcare quality improvement for MA beneficiaries. Qualified candidates must possess demonstrated experience in managed care, Medicaid compliance, and healthcare network administration. The solicitation is listed under NAICS code 524114, with a response deadline set for November 20, 2026.
Department of Human Services

POSTED

10 days ago

DEADLINE

in about 1 month
View Details
NAICS: 524114
SLED
HealthChoices for Physical Health Services
Solicitation # 26-RFI-20476
The Pennsylvania Department of Human Services, Bureau of Procurement and Contract Management, issued Request for Information 26-RFI-20476 on October 6, 2026, to gather market research and strategic input for a future Request for Applications. The objective is to reprocure Physical Health Managed Care Organizations to administer services for approximately 2.3 million Medical Assistance beneficiaries across five zones in Pennsylvania. The department aims to optimize program design to improve healthcare quality and access while stabilizing state spending, specifically focusing on evidence-based models for perinatal and child health, children with complex health needs, poorly controlled chronic conditions, and the mitigation of health-related social needs to promote equity. This RFI is for planning purposes only and does not constitute a solicitation for business or a guarantee of future procurement. Interested parties must submit their responses electronically to RA-PWRFICOMMENTS@PA.GOV by November 20, 2026, using the subject line HealthChoices Physical Health Program RFI. Submissions are limited to 20 pages, excluding cover letters and attachments, and must be formatted in 12 point Serif or Sans-Serif font. All provided information will be treated as public record, and no claims of confidentiality will be honored.
Department of Human Services

POSTED

10 days ago

DEADLINE

in about 1 month
View Details
NAICS: 524114
SLED
Voluntary Vision Insurance Carrier/AdministratorThis subcontract agreement seeks a US-based carrier or administrator to provide and manage Voluntary Vision insurance plans for prime contractors working on Tempe Union High School District 213 projects. The selected provider will be responsible for underwriting policies, maintaining a network of vision care providers, processing claims, and managing member eligibility. To ensure operational efficiency, the provider must offer secured internet portals for administration and employee claims tracking, while remaining fully compliant with the Affordable Care Act. The contractor is expected to deliver active vision coverage and regular service performance reports. Interested parties must submit their responses by November 4, 2026, in accordance with the solicitation posted on October 5, 2026. This opportunity falls under NAICS code 524114 and is managed through the Business Services agency in Arizona.
Business Services

POSTED

10 days ago

DEADLINE

in 20 days
View Details
NAICS: 524114
SLED
Voluntary Dental Insurance Carrier/AdministratorThis subcontract opportunity is for a Voluntary Dental Insurance Carrier and Administrator to provide and manage PPO and DHMO dental insurance plans for prime contractors working on Tempe Union High School District 213 projects. The selected provider will be responsible for underwriting policies, maintaining a provider network, processing claims, and managing eligibility. To ensure efficient operations, the carrier must provide secured internet portals for both employer administration and employee provider searches. The provider must be based in the United States and maintain full compliance with the Affordable Care Act. Key deliverables include the provision of active dental coverage and the delivery of regular financial performance reports. Interested parties should note that the response deadline for this solicitation is November 4, 2026.
Business Services

POSTED

10 days ago

DEADLINE

in 20 days
View Details

Win Contracts in Direct Health and Medical Insurance Carriers

Get AI-powered intelligence on NAICS 524114 procurement

Real-time contract opportunities for NAICS 524114 (Direct Health and Medical Insurance Carriers)

AI-powered matching based on your business capabilities and past performance

Competitive analysis of contractors winning awards in this industry

Automated alerts when new opportunities are posted

Miguel
Hillary
Keith Deutsch
Christine

Join 750+ contractors already using CLEATUS