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NAICS Code· 522220

Sales Financing

This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. Cross-References.Show more

NAICS 522220 – Sales Financing covers financial services that facilitate the purchase of goods and services through structured credit arrangements, including installment plans, lease financing, and vendor-sponsored lending programs. In the government contracting context, this NAICS code applies to entities that provide financing solutions to support federal procurement of equipment, vehicles, technology systems, and other capital assets.

6
Active Contracts
$209K
Total Obligations (12mo)
1
Awarded Contracts (12mo)
1
Contractors Awarded (12mo)
+100.0%
YoY Growth

Contract Opportunities

Active solicitations and awarded contracts classified under NAICS 522220 — Sales Financing.

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NAICS 522220 FAQ

Frequently Asked Questions

NAICS code 522220 covers Sales Financing. This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. Cross-References.

Recently Posted in Sales Financing

NAICS: 522220
New
Federal
DBA Insurance Rate AgreementThis contract establishes a no-cost, fixed-rate agreement with a licensed insurer to provide Workers’ Compensation Insurance under the Defense Base Act (DBA) for all Department of State contracts involving work outside the continental United States. The insurer must be approved by the U.S. Department of Labor and incorporated or legally organized in one of the fifty states or the District of Columbia, with its principal place of business in the U.S. The agreement covers three employee categories—Services, Construction, and Security—with distinct pricing rates per $100 of employee salary, structured across a two-year base period and two additional one-year option periods. The insurer is required to submit quarterly reports including plain English summaries of premiums, claims, losses, and war hazard claims; a detailed premium report listing contractor names and contract numbers; and a refund report, all delivered to the Contracting Officer’s Representative within 20 days of the end of each quarter. The contract mandates compliance with multiple Federal Acquisition Regulation clauses concerning ethics, whistleblower protections, equal opportunity, labor standards, human trafficking, Buy American requirements, and prohibitions on unmanned aircraft systems from covered foreign entities. Subcontractors must flow down these requirements, and any handling of classified information requires CAGE code identification on DD Form 254. Offerors must submit two distinct volumes: a technical quote limited to five single-spaced pages demonstrating capacity to manage high volumes of coverage requests, and a separate price quote with rates for each employee category. Only offerors passing the technical evaluation—based on licensing, DOL approval, and demonstrated capability—are considered for award, with selection determined solely by lowest price. Invoicing requires strict adherence to formatting rules: no special characters in invoice numbers, matching DUNS and name data with SAM records, and line-item details including CLINs, delivery dates, and payment terms. The solicitation closes on July 31, 2026, and proposals must be submitted via email to the primary point of contact, with no late submissions permitted. All offerors must have current, accurate representations and certifications in the System for Award Management, including entity identification via UEI and CAGE code, and must not include assumptions or exceptions in their submissions.
Acquisitions - Aqm Momentum

POSTED

about 16 hours ago

DEADLINE

in 17 days
View Details
NAICS: 522220
SLED
Fire Bureau Equipment Financing ServicesThe Equipment Leasing Authority of the City of Pittsburgh is seeking qualified financial institutions to provide tax-exempt municipal financing services for the acquisition of fire apparatus, emergency response vehicles, specialty equipment, and related capital assets through a flexible financing program. Proposals must be submitted electronically via the City’s e-Procurement Portal by July 27, 2026, at 5:00 PM, with no late submissions accepted. The solicitation, identified as 2026-RFP ELA-114, is assigned NAICS code 522220 and is open to all eligible vendors without set-aside restrictions. The total allowable lease principal across all transactions is capped at $18,000,000, with individual lease terms limited to five years, and financing structures may include master agreements, lease-purchase arrangements, draw-down funding, manufacturer pre-payments, or rate lock options. The Authority has defined specific financing scenarios ranging from $5 million to $30 million over terms of five, seven, or ten years, with bidders required to propose fixed interest rates for each tier, though no taxes, discounts, or additional charges may be included in pricing. All transportation and transit insurance costs must be fully included in the proposed price, and deliveries are to be F.O.B. destination within Pittsburgh, Pennsylvania. Successful respondents must demonstrate a comprehensive project approach and plan, relevant firm qualifications and experience, qualified team members, and a detailed cost proposal, with awards determined on a best-value basis rather than solely on lowest price. Proposals must be responsive and include mandatory attachments such as the MWDBEVOSB Commitment Form, W-9, Ethics Handbook, Debarment Affidavit certifying compliance with Pittsburgh Code Section 161.22, and a Statement of Affiliations. Bidders must certify compliance with the City’s Code of Ethics, fair trade practices, and ADA requirements, and affirm they have not engaged in collusion or attempts to influence the evaluation process. Insurance requirements include a minimum of $500,000 per occurrence and $1,000,000 aggregate for general liability and automotive liability, with workers’ compensation meeting statutory limits, professional liability coverage if applicable, and excess liability of at least $1,000,000 each occurrence and aggregate—all on occurrence-based policies with the Authority named as additional insured. Contractors must pay prevailing wages, use only U.S.-produced steel products,
Equipment Leasing Authority

POSTED

7 days ago

DEADLINE

in 13 days
View Details
NAICS: 522220
Federal
Leasing and Financing ServicesThe contract seeks leasing and financing services for an ultrasound simulation system to enhance budget flexibility for the Department of Veterans Affairs. It is issued under the NAICS code 522220 and categorized as a subcontract, with a response deadline of July 15, 2026, at 5:00 PM. The performance location is designated as Long Beach, California, with a ZIP code of 90822-5201. The contracting office is the 262-NETWORK Contract Office 22 within the VA, and the solicitation was posted on July 7, 2026. The purpose is to enable the VA to acquire essential medical training technology through adaptable financial arrangements rather than direct purchase, supporting long-term operational and fiscal planning. No set-aside type or specific point of contact is provided in the available data.
262-NETWORK Contract Office 22 (36C262)

POSTED

8 days ago

DEADLINE

in about 13 hours
View Details
NAICS: 522220
Closed
SLED
CMJ-1255 Installment and Pre-Collect Payment PlansJames Madison University in Harrisonburg, Virginia, has issued a solicitation for Installment and Pre-Collect Payment Plans under RFP-122311, targeting vendors capable of supporting financial payment structures aligned with institutional needs. The solicitation, posted on July 6, 2026, requires responses by July 9, 2026, and falls under the NAICS code 522220, indicating a focus on financial services related to non-depository credit intermediation. This is a State, Local, and Educational (SLED) procurement with no specific set-aside designation, open to qualified vendors seeking to establish a cooperative agreement that may extend beyond the primary location to other permitted sites. The primary point of contact is Colleen Johnson, reachable via email at johns9cm@jmu.edu or phone at 540-568-3137, with additional details and submission instructions available through the provided vendor portal link.
James Madison University

POSTED

9 days ago

CLOSED

5 days ago
View Details
NAICS: 522220
Closed
SLED
Commercial and Merchant Card Program ManagementNew Mexico Highlands University seeks a contractor to manage commercial and merchant card programs for its county departments, overseeing the full lifecycle of card operations including fee structuring, fraud detection and monitoring, detailed transaction reporting, and reconciliation support. The contractor will be responsible for ensuring efficient, secure, and compliant use of payment cards across departments, with a focus on minimizing risk, optimizing cost structures, and providing accurate financial records. This subcontract opportunity falls under NAICS code 522220 and is posted for response by July 14, 2026, with no set-aside designation indicated. The scope implies a long-term operational partnership requiring expertise in payment systems, financial controls, and government procurement compliance.
New Mexico Highlands University

POSTED

13 days ago

CLOSED

about 8 hours ago
View Details
NAICS: 522220
Closed
Federal
Leasing and Financing Solutions for Detection EquipmentThe Department of Veterans Affairs through the 262-NETWORK Contract Office 22 is seeking leasing and financing solutions to acquire handheld narcotics analyzers without requiring upfront capital spending. This subcontract opportunity targets vendors capable of providing structured lease agreements that include comprehensive maintenance services, ensuring continuous operational readiness of the detection equipment. The goal is to equip VA facilities with reliable, cutting-edge analytical tools for narcotics detection while aligning with federal financial management practices that prioritize cost-efficiency and long-term asset support. Proposals must be submitted by July 13, 2026, and performance is expected to center around the Los Angeles area with a zip code of 90073-1003. The solicitation falls under NAICS code 522220, indicating focus on real estate and equipment leasing activities. Vendors must demonstrate experience in deploying and maintaining similar detection technology under government-aligned financing structures, and contracts awarded will facilitate seamless integration of these devices into VA operational workflows. While no set-aside preferences are specified, all submissions are expected to meet federal procurement requirements and provide transparent, scalable solutions that reduce fiscal barriers to critical security and health infrastructure.
262-NETWORK Contract Office 22 (36C262)

POSTED

13 days ago

CLOSED

1 day ago
View Details
NAICS: 522220
Closed
SLED
STRATA Capital Equipment Financing - Video/Computer EquipmentColorado State University is soliciting responses for capital equipment financing through a lease/purchase transaction on behalf of CSU STRATA to replace and upgrade critical video and computer systems, with a total financed amount not to exceed $2,000,000. The procurement, identified as Solicitation DQ-2026-035-AN, targets specific sub-systems including Sync & Reference, Router and Broadcast Control, Media Network, IP Gateways Processing & Multiviewer, Production Switcher Core, Ingest & Playback Servers, Graphics Conversion to ST 2110, QC, KVM, OTT/Web Encoding, Glue Gear Materials, and a Contingency reserve, all detailed in Attachment A. The transaction will be executed under an 8-year lease/purchase term with semi-annual payments made in arrears from the closing date, governed by the Board of Governors of the Colorado State University System Lease/Purchase Agreement and the university’s internal procurement rules. All responses must be submitted electronically via the Rocky Mountain E-Purchasing System/BidNet by 4:00 P.M. Mountain Time on June 29, 2026, and must include a completed cover page, specific file naming conventions, and any proposed deviations from Attachment B’s sample agreement; failure to adhere to these requirements will result in disqualification. The University prohibits indemnification, defense, or hold harmless clauses as mandated by Colorado law and asserts its status as a governmental entity under the Colorado Governmental Immunity Act, while still being liable for breach of contract as a private party under state law. Both parties waive trial by jury, and the Lessor operates as an independent contractor, not an employee. Attachments include the full Lease/Purchase Agreement, an escrow addendum, IRS Form 8038-G to be signed by the University, and a detailed description of equipment. Financial capability verification, including audited financial statements, and disclosures regarding employee conflicts of interest are mandatory for offerors. Compliance with state and federal anti-discrimination laws and encouragement of participation by small, women-owned, minority-owned, veteran-owned, and disadvantaged businesses are required. Insurance coverage including comprehensive general liability of at least $1,000,000, workers’ compensation as required by law, and automobile liability for all vehicles used in performance is mandatory, with proof to be provided upon request. The University retains sole discretion in determining price, quality, and performance equivalence, and award is based on
Colorado State University System

POSTED

18 days ago

CLOSED

15 days ago
View Details
NAICS: 522220
SLED
Payment Processing & Escrow ServicesThe contract outlines the provision of secure payment processing and escrow services for auction proceeds, ensuring end-to-end management from collection to disbursement with strict adherence to fraud detection protocols and PCI-compliant payment handling standards. The provider will be responsible for the accurate reconciliation of funds with Northside Independent School District, maintaining transparency and accountability throughout the financial workflow, while safeguarding sensitive transaction data against unauthorized access or manipulation. The service must be delivered under a subcontract arrangement with a NAICS code of 522220, reflecting operations in the financial services sector related to escrow and trust activities. The opportunity was posted on June 23, 2026, with a response deadline of July 15, 2026, at 3:30 PM, and performance is expected to support the operations of Northside ISD in Texas. No specific location for performance or point of contact is provided, and the contract does not include a set-aside designation or reserved status for small or disadvantaged businesses.
Northside Isd

POSTED

21 days ago

DEADLINE

in about 11 hours
View Details
NAICS: 522220
Federal
Defense Base Act (DBA) Insurance Underwriting and Claims ManagementThe contract entails providing Defense Base Act (DBA) Workers’ Compensation insurance specifically for all Department of State-managed overseas contracts. This includes comprehensive services such as policy underwriting, managing claims, and ensuring adherence to all relevant federal regulations. The work will be performed primarily in Washington and is designated as a subcontract opportunity under the NAICS code 522220, which corresponds to insurance agencies and brokerages. Issued by the Department of State through its Acquisitions - Aqm Momentum office, the solicitation was posted on June 11, 2026, with a response deadline set for July 31, 2026. The contract focuses on supporting the Department of State’s mission by safeguarding contractors through effective insurance solutions, emphasizing compliance and efficient claims handling processes to meet government standards.
Acquisitions - Aqm Momentum

POSTED

about 1 month ago

DEADLINE

in 17 days
View Details
NAICS: 522220
Closed
SLED
Multi-Retail Gift Card Platform ProviderThe contract involves the provision of flexible prepaid cards that can be redeemed at multiple retailers for food and fuel purchases, including those branded by Visa or Mastercard. This service is intended to support a multi-retail gift card platform, enabling broad usability and convenience for end users. The contracting agency is the City of San Antonio, Texas, and the contract is categorized under NAICS code 522220, which relates to activities involving prepaid financial products. The solicitation for this subcontract opportunity was posted on June 5, 2026, with a response deadline set for June 24, 2026. Although specific details regarding the place of performance and points of contact are not provided, interested parties can access additional information through the provided Texas SmartBuy link. The contract emphasizes flexibility and wide acceptance among retailers, aiming to facilitate efficient prepaid card distribution for both essential food and fuel expenditures.
CITY OF SAN ANTONIO

POSTED

about 1 month ago

CLOSED

21 days ago
View Details
NAICS: 522220
Closed
SLED
RFP# R26032 Lease/Purchase Financing of Vehicles and EquipmentLoudoun County Public Schools has issued a Request for Proposal (RFP) seeking qualified financial institutions to provide lease/purchase financing specifically for vehicles and equipment. This competitive solicitation aims to secure favorable financing terms through negotiations, ensuring the school system can acquire necessary assets efficiently. The RFP, identified as RFP# R26032 and solicitation number RFP-120051, was posted on May 11, 2026, with a response deadline set for May 19, 2026. The contract performance location is Loudoun County, Virginia, and the solicitation is managed by Loudoun County Public Schools under the Virginia agency. Interested parties are encouraged to direct inquiries to Hind Zegoud, the point of contact listed with both email and phone details. This effort is focused on meeting the district’s operational needs by facilitating the acquisition of vehicles and equipment through a structured lease or purchase agreement with financial institutions.
Loudoun County Public Schools

POSTED

2 months ago

CLOSED

about 2 months ago
View Details
NAICS: 522220
Closed
SLED
Master Lease Finance AgreementThe City of Hartford is soliciting proposals to establish a Master Equipment Lease/Purchase Agreement to finance motor vehicles and other equipment for use by various city departments in supporting essential government functions. This indefinite delivery agreement, identified by solicitation number 6277, does not specify exact equipment quantities or pricing details upfront but requires vendors to submit comprehensive pricing and lease terms through the PlanetBids E-Procurement Portal. Responses are due by May 19, 2026, and participation is restricted to vendors registered on the portal, with mandatory attendance at a pre-bid conference. While federal acquisition regulations do not apply, the procurement is governed by City of Hartford ordinances that mandate compliance with minority- and women-owned business enterprise (MWBE) participation, requiring a minimum of 15% utilization of certified MWBEs, as well as preferences for Hartford-based small businesses. Bidders must also be prequalified by Connecticut’s Division of Administrative Services if the contract value exceeds $500,000, comply with OSHA standards for projects over $100,000, submit wage certifications, and provide insurance coverage as outlined in Exhibit 1. No bid bond is required. The contract is expected to be awarded based on compliance with these mandatory requirements and responsive pricing, with an inferred likelihood of a Lowest Price Technically Acceptable approach due to the absence of qualitative evaluation factors. All equipment will be delivered and used within Hartford, Connecticut, with inspection and acceptance likely occurring at city facilities, though specific delivery locations are not detailed. There is no stated contract value, estimated ceiling, or formal line-item structure; instead, individual equipment acquisitions will be triggered through task orders under the master agreement. No federal identifiers like CAGE or UEI are required, and the point of contact for inquiries is Rachel Botts of the Procurement Services Unit.
Procurement Services Unit Department of City of Hartford

POSTED

3 months ago

CLOSED

about 2 months ago
View Details

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