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NAICS Code· 522220

NAICS 522220: Sales Financing

This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. Cross-References.Show more

NAICS 522220 – Sales Financing covers financial services that facilitate the purchase of goods and services through structured credit arrangements, including installment plans, lease financing, and vendor-sponsored lending programs. In the government contracting context, this NAICS code applies to entities that provide financing solutions to support federal procurement of equipment, vehicles, technology systems, and other capital assets.

3
Active Contracts
$209K
Total Obligations (12mo)
1
Awarded Contracts (12mo)
1
Contractors Awarded (12mo)
1
Median Bidders per Award
+100.0%
YoY Growth

Contract Opportunities

Active solicitations and awarded contracts classified under NAICS 522220 — Sales Financing.

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NAICS 522220 FAQ

Frequently Asked Questions

NAICS code 522220 covers Sales Financing. This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. Cross-References.

Recently Posted in Sales Financing

NAICS: 522220
Closed
SLED
00 Credit Card processing/equipment FY27
Solicitation # SRC0000035672
The Alabama Historical Commission is seeking a provider for credit card processing services and equipment rental for fiscal year 2027. This solicitation, identified by number SRC0000035672, was posted on August 25, 2026, with a response deadline of August 28, 2026. The contract is managed by the state of Alabama and is designated as a SLED organization type. Garrett Kelly serves as the primary point of contact for this opportunity, which will be performed within the state of Alabama.
HISTORICAL COMMISSION

POSTED

4 days ago

CLOSED

about 22 hours ago
View Details
NAICS: 522220
New
Federal
DBA Insurance Rate Agreement
Solicitation # 19AQMM26Q0155
The contract is a Defense Base Act (DBA) Rate Agreement issued by the Department of State’s Acquisitions - Aqm Momentum office to secure Workers’ Compensation Insurance coverage for employees of contractors working outside the continental United States under U.S. government-funded projects. This unfunded agreement establishes fixed rates per $100 of employee salary, categorized by workforce type—Services, Construction, and Security—with pricing defined for a two-year base period and two one-year option periods, though specific rates are currently listed as $TBD. Contractors must comply with the Defense Base Act and the War Hazards Compensation Act, ensuring coverage for workplace injuries and deaths, including war hazards, with the U.S. government reimbursing claims related to those hazards. The Insurer must be a licensed insurance company incorporated in any U.S. state or the District of Columbia, with its principal place of business in the U.S., and must be listed on the U.S. Department of Labor’s approved carriers list for DBA insurance. Offerors must submit a two-volume proposal: a technical quote limited to five single-spaced pages demonstrating the ability to manage a high volume of insurance requests concurrently, and a separate price quote. Only offerors who pass the technical evaluation will have their pricing reviewed, with selection based solely on the lowest cost among qualified respondents. Key deliverables include quarterly reports in plain English detailing premiums, claims, losses, and war hazard exposures, along with premium and refund reports tied to specific contracts. The contract requires strict adherence to FAR clauses covering ethics, whistleblower protections, equal opportunity, labor standards, human trafficking prevention, minimum wage compliance, Buy American requirements, and prohibitions on certain unmanned aircraft systems. Invoicing must follow exact formatting rules, including mandatory inclusion of the DUNS number, unique vendor invoice number without restricted characters, CLIN and order line item details, and accurate payment and shipping information. Proposals must be submitted via email to the designated contracting officer by July 31, 2026, and late submissions will be rejected. All offerors must maintain current representations and certifications in SAM, provide accurate CAGE and UEI codes, and ensure full compliance with all flow-down requirements to subcontractors. Performance is headquartered in Washington, D.C., with work impacting global operations under State Department contracts.
Acquisitions - Aqm Momentum

POSTED

5 days ago

DEADLINE

in 17 days
View Details
NAICS: 522220
Closed
SLED
Equipment Financing
Solicitation # Solicitation196
The Metropolitan Airports Commission (MAC) is soliciting proposals for equipment financing to support the acquisition of specialized aviation maintenance equipment listed in Attachment A, with a total financed amount of $24,434,500 over a ten-year term. The procurement involves five major equipment categories including Liquid Deicers, Multi-Function Equipment, Runway Brooms, Runway Chemical Application Trucks with Plows, and Runway Snow Blowers, all of which must be delivered and accepted at MAC facilities in Minnesota within an 18-month period following the funding date of November 1, 2026. Title and risk of loss do not transfer to MAC until physical receipt at the delivery point, indicating FOB Destination terms. The solicitation, issued under number Solicitation196 and posted on August 5, 2026, requires all responses to be submitted electronically via the Bonfire platform by August 26, 2026, at 2:00 PM local time, with no acceptance of fax, email, or oral submissions. The contract includes extensive compliance and administrative requirements that go beyond standard federal procurement norms. Vendors must submit a completed Bid Form, an Affidavit of Non-Collusion under penalty of perjury, a W-9 tax form, and proof of signatory authority. Key mandates include adherence to the Minnesota Government Data Practices Act, full compliance with Title VI non-discrimination requirements, and mandatory Equal Pay Certification under the Women’s Economic Security Act for all vendors. Minnesota-based contractors with over 40 employees must maintain an approved Affirmative Action Plan with the state’s Department of Human Rights, while out-of-state contractors must certify compliance with federal equivalents. All subcontracting requires pre-approval, assignment of contract rights is prohibited without written consent, and vendors must maintain records for six years subject to audit by MAC and the Legislative Auditor. MAC retains broad rights to issue change orders, cancel the contract with 30 days’ notice, and make emergency purchases without competition. Although the solicitation does not follow FAR clause numbering or include formal CLIN structures, it enforces binding terms through its own sequential provisions, emphasizing transparency, accountability, and promotion of small and disadvantaged business participation.
Metropolitan Airports Commission

POSTED

24 days ago

CLOSED

3 days ago
View Details
NAICS: 522220
Closed
Federal
Leasing or Equipment Financing Solution (Optional)The Department of Veterans Affairs, through its 262-NETWORK Contract Office 22, is offering an optional leasing or equipment financing solution for touchless faucets as an alternative to direct purchase, allowing the government to explore non-purchase acquisition models. This opportunity is open to subcontractors seeking to provide financing or lease arrangements for the installation of touchless faucet systems, with the primary place of performance identified as Los Angeles, California, in the ZIP code 90073. The solicitation is categorized under NAICS code 522220, which aligns with construction-related financial services, and the response deadline is set for August 10, 2026, at 10:00 PM Eastern Time. While no specific set-aside or organization type is detailed, the contract is structured as a subcontract and is accessible through SAM.gov for interested parties to review and respond.
262-NETWORK Contract Office 22 (36C262)

POSTED

25 days ago

CLOSED

19 days ago
View Details
NAICS: 522220
Closed
SLED
The City of Jackson, Mississippi is requesting Lease Purchase Interest Rate Proposals to purchase $1,013,256.10 in vehicles and equipment. The Lease Purchase Agreement will be for a three (3) year period. Lease payments will be made semi-annually in a
Solicitation # 94654-081826
The City of Jackson, Mississippi is soliciting lease purchase interest rate proposals to finance the acquisition of vehicles and equipment totaling $1,013,256.10 under a three-year agreement with semi-annual payments made in arrears, beginning six months after the projected funding date of September 25, 2026. The procurement is structured as a financing arrangement rather than a direct purchase, requiring vendors to submit a competitive fixed interest rate and a fully amortizing payment schedule for the full amount over the term. Proposals must be submitted as two sealed hard copies to the Municipal Clerk Department at 219 South President Street, Jackson, MS 39201, with envelopes clearly labeled with RFP#94654-081826 Lease Purchase Financing Interest Rate Proposal. The submission deadline is August 18, 2026, at 3:30 p.m. Central Time, and electronic submissions are not accepted. There are no technical specifications, inspection criteria, packaging requirements, or performance metrics outlined beyond the financial terms. The award is inferred to be based on the Lowest Price Technically Acceptable standard, with the interest rate and compliance of the amortization schedule serving as the sole evaluation criteria. No formal contract clauses, special requirements, representations, certifications, or accounting data are provided in the solicitation materials. Point of contact for inquiries includes Courtney Bell, Finance Manager, and Monica Oliver, with no designated COR, COTR, or PCO assigned. The NAICS code for the solicitation is 522220, and the procuring entity is the City of Jackson under the MPTAP agency, with performance limited to the state of Mississippi.
MPTAP

POSTED

about 1 month ago

CLOSED

11 days ago
View Details
NAICS: 522220
Closed
SLED
Fire Bureau Equipment Financing Services
Solicitation # 2026-RFP ELA-114
The Equipment Leasing Authority of the City of Pittsburgh is seeking qualified financial institutions to provide tax-exempt municipal financing services for the acquisition of fire apparatus, emergency response vehicles, specialty equipment, and related capital assets through a flexible financing program. Proposals must be submitted electronically via the City’s e-Procurement Portal by July 27, 2026, at 5:00 PM, with no late submissions accepted. The solicitation, identified as 2026-RFP ELA-114, is assigned NAICS code 522220 and is open to all eligible vendors without set-aside restrictions. The total allowable lease principal across all transactions is capped at $18,000,000, with individual lease terms limited to five years, and financing structures may include master agreements, lease-purchase arrangements, draw-down funding, manufacturer pre-payments, or rate lock options. The Authority has defined specific financing scenarios ranging from $5 million to $30 million over terms of five, seven, or ten years, with bidders required to propose fixed interest rates for each tier, though no taxes, discounts, or additional charges may be included in pricing. All transportation and transit insurance costs must be fully included in the proposed price, and deliveries are to be F.O.B. destination within Pittsburgh, Pennsylvania. Successful respondents must demonstrate a comprehensive project approach and plan, relevant firm qualifications and experience, qualified team members, and a detailed cost proposal, with awards determined on a best-value basis rather than solely on lowest price. Proposals must be responsive and include mandatory attachments such as the MWDBEVOSB Commitment Form, W-9, Ethics Handbook, Debarment Affidavit certifying compliance with Pittsburgh Code Section 161.22, and a Statement of Affiliations. Bidders must certify compliance with the City’s Code of Ethics, fair trade practices, and ADA requirements, and affirm they have not engaged in collusion or attempts to influence the evaluation process. Insurance requirements include a minimum of $500,000 per occurrence and $1,000,000 aggregate for general liability and automotive liability, with workers’ compensation meeting statutory limits, professional liability coverage if applicable, and excess liability of at least $1,000,000 each occurrence and aggregate—all on occurrence-based policies with the Authority named as additional insured. Contractors must pay prevailing wages, use only U.S.-produced steel products,
Equipment Leasing Authority

POSTED

about 2 months ago

CLOSED

about 1 month ago
View Details
NAICS: 522220
Closed
Federal
Leasing and Financing ServicesThe contract seeks leasing and financing services for an ultrasound simulation system to enhance budget flexibility for the Department of Veterans Affairs. It is issued under the NAICS code 522220 and categorized as a subcontract, with a response deadline of July 15, 2026, at 5:00 PM. The performance location is designated as Long Beach, California, with a ZIP code of 90822-5201. The contracting office is the 262-NETWORK Contract Office 22 within the VA, and the solicitation was posted on July 7, 2026. The purpose is to enable the VA to acquire essential medical training technology through adaptable financial arrangements rather than direct purchase, supporting long-term operational and fiscal planning. No set-aside type or specific point of contact is provided in the available data.
262-NETWORK Contract Office 22 (36C262)

POSTED

about 2 months ago

CLOSED

about 2 months ago
View Details
NAICS: 522220
Closed
SLED
CMJ-1255 Installment and Pre-Collect Payment Plans
Solicitation # RFP-122311
James Madison University in Harrisonburg, Virginia, has issued a solicitation for Installment and Pre-Collect Payment Plans under RFP-122311, targeting vendors capable of supporting financial payment structures aligned with institutional needs. The solicitation, posted on July 6, 2026, requires responses by July 9, 2026, and falls under the NAICS code 522220, indicating a focus on financial services related to non-depository credit intermediation. This is a State, Local, and Educational (SLED) procurement with no specific set-aside designation, open to qualified vendors seeking to establish a cooperative agreement that may extend beyond the primary location to other permitted sites. The primary point of contact is Colleen Johnson, reachable via email at johns9cm@jmu.edu or phone at 540-568-3137, with additional details and submission instructions available through the provided vendor portal link.
James Madison University

POSTED

about 2 months ago

CLOSED

about 2 months ago
View Details
NAICS: 522220
Closed
Federal
Leasing and Financing Solutions for Detection EquipmentThe Department of Veterans Affairs through the 262-NETWORK Contract Office 22 is seeking leasing and financing solutions to acquire handheld narcotics analyzers without requiring upfront capital spending. This subcontract opportunity targets vendors capable of providing structured lease agreements that include comprehensive maintenance services, ensuring continuous operational readiness of the detection equipment. The goal is to equip VA facilities with reliable, cutting-edge analytical tools for narcotics detection while aligning with federal financial management practices that prioritize cost-efficiency and long-term asset support. Proposals must be submitted by July 13, 2026, and performance is expected to center around the Los Angeles area with a zip code of 90073-1003. The solicitation falls under NAICS code 522220, indicating focus on real estate and equipment leasing activities. Vendors must demonstrate experience in deploying and maintaining similar detection technology under government-aligned financing structures, and contracts awarded will facilitate seamless integration of these devices into VA operational workflows. While no set-aside preferences are specified, all submissions are expected to meet federal procurement requirements and provide transparent, scalable solutions that reduce fiscal barriers to critical security and health infrastructure.
262-NETWORK Contract Office 22 (36C262)

POSTED

about 2 months ago

CLOSED

about 2 months ago
View Details
NAICS: 522220
Closed
SLED
Payment Processing & Escrow ServicesThe contract outlines the provision of secure payment processing and escrow services for auction proceeds, ensuring end-to-end management from collection to disbursement with strict adherence to fraud detection protocols and PCI-compliant payment handling standards. The provider will be responsible for the accurate reconciliation of funds with Northside Independent School District, maintaining transparency and accountability throughout the financial workflow, while safeguarding sensitive transaction data against unauthorized access or manipulation. The service must be delivered under a subcontract arrangement with a NAICS code of 522220, reflecting operations in the financial services sector related to escrow and trust activities. The opportunity was posted on June 23, 2026, with a response deadline of July 15, 2026, at 3:30 PM, and performance is expected to support the operations of Northside ISD in Texas. No specific location for performance or point of contact is provided, and the contract does not include a set-aside designation or reserved status for small or disadvantaged businesses.
Northside Isd

POSTED

2 months ago

CLOSED

about 2 months ago
View Details
NAICS: 522220
Closed
Federal
Defense Base Act (DBA) Insurance Underwriting and Claims ManagementThe contract entails providing Defense Base Act (DBA) Workers’ Compensation insurance specifically for all Department of State-managed overseas contracts. This includes comprehensive services such as policy underwriting, managing claims, and ensuring adherence to all relevant federal regulations. The work will be performed primarily in Washington and is designated as a subcontract opportunity under the NAICS code 522220, which corresponds to insurance agencies and brokerages. Issued by the Department of State through its Acquisitions - Aqm Momentum office, the solicitation was posted on June 11, 2026, with a response deadline set for July 31, 2026. The contract focuses on supporting the Department of State’s mission by safeguarding contractors through effective insurance solutions, emphasizing compliance and efficient claims handling processes to meet government standards.
Acquisitions - Aqm Momentum

POSTED

3 months ago

CLOSED

29 days ago
View Details
NAICS: 522220
Closed
SLED
Multi-Retail Gift Card Platform ProviderThe contract involves the provision of flexible prepaid cards that can be redeemed at multiple retailers for food and fuel purchases, including those branded by Visa or Mastercard. This service is intended to support a multi-retail gift card platform, enabling broad usability and convenience for end users. The contracting agency is the City of San Antonio, Texas, and the contract is categorized under NAICS code 522220, which relates to activities involving prepaid financial products. The solicitation for this subcontract opportunity was posted on June 5, 2026, with a response deadline set for June 24, 2026. Although specific details regarding the place of performance and points of contact are not provided, interested parties can access additional information through the provided Texas SmartBuy link. The contract emphasizes flexibility and wide acceptance among retailers, aiming to facilitate efficient prepaid card distribution for both essential food and fuel expenditures.
CITY OF SAN ANTONIO

POSTED

3 months ago

CLOSED

2 months ago
View Details

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